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Citi® / AAdvantage® Platinum Select®
Citi

Citi® / AAdvantage® Platinum Select®

A $99-a-year airline card from Citi.

Limited-Time Offer
Locked to American Airlines AAdvantage
Annual fee
$0 first year, then $99/yr
Welcome bonus
50,000 80,000 American Airlines AAdvantage® miles
Min spend
$3,500 in 4 months
Recommended credit
Good (670+)
Network
Mastercard
Apply on Citi site6.6/10Our rating · review ›

Rates, fees, and full terms are set by Citi and can change. See current rates & fees on the issuer’s site, and always confirm the latest terms before applying.

Before you apply: Citi application and welcome-bonus rules →
Offer last verified July 24, 2026. How we verify.

Is this card right for you?

✓ Best for

people who spend heavily on dining and gas and want travel rewards they can grow.

⚠ Think twice if

you will not use enough of its perks and credits to cover the $99 annual fee.

Earning rates

2x AAdvantage® miles on American Airlines purchases
2x miles at restaurants and gas stations
1x miles on all other purchases
25% savings on in-flight food and beverage purchases

Best ways to earn & redeem

Put your dining and gas spending on this card to earn at its highest rates, and let a different card handle the categories it does not bonus. Its dining rate is on the modest side for that category, so compare before you commit.

When you cash in, redeem the miles or points inside the single loyalty program this card is tied to. We value every point at a flat 1 cent, so treat any transfer upside as a bonus rather than the baseline — see what your points are really worth.

Features & benefits

$99 annual fee waived the first year
First checked bag free on domestic AA flights (up to 4 companions)
Preferred boarding on American Airlines flights
Earn a $125 AA Flight Discount after spending $20,000 in a year

Alternatives to the Citi® / AAdvantage® Platinum Select®

Pairs well with

The Citi® / AAdvantage® Platinum Select® earns the most in its bonus categories, so pair it with a no-fee flat-rate card to cover everything it only earns a base rate on.

How does it rank for your spending?

Every card is ranked by what it actually returns on the way you spend. Run your numbers and see where the Citi® / AAdvantage® Platinum Select® lands.

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