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Delta SkyMiles® Gold
American Express

Delta SkyMiles® Gold

A $150-a-year airline card from American Express.

Limited-Time Offer
Locked to Delta SkyMiles
Annual fee
$0 first year, then $150/yr
Welcome bonus
50,000 Up to 90,000 SkyMiles
Min spend
$5,000 in 6 months
Recommended credit
Good to Excellent (700+)
Network
Amex
Foreign transaction fee
None
Apply on American Express site7.4/10Our rating · review ›

Rates, fees, and full terms are set by American Express and can change. See current rates & fees on the issuer’s site, and always confirm the latest terms before applying.

Before you apply: American Express application and welcome-bonus rules →
Offer last verified June 17, 2026. How we verify.

Is this card right for you?

✓ Best for

people who spend heavily on dining and groceries and want travel rewards they can grow.

⚠ Think twice if

you will not use enough of its perks and credits to cover the $150 annual fee.

Earning rates

2x miles on Delta purchases, restaurants, and U.S. supermarkets
1x miles on all other eligible purchases
20% savings on in-flight Delta purchases as a statement credit

Best ways to earn & redeem

Put your dining and groceries spending on this card to earn at its highest rates, and let a different card handle the categories it does not bonus. Its dining rate is on the modest side for that category, so compare before you commit.

When you cash in, redeem the miles or points inside the single loyalty program this card is tied to. We value every point at a flat 1 cent, so treat any transfer upside as a bonus rather than the baseline — see what your points are really worth.

Features & benefits

First checked bag free on Delta flights (saves up to $70/round trip)
Priority boarding on Delta flights
$200 Delta flight credit after $10,000 in eligible purchases in a calendar year
No foreign transaction fees
Car rental loss and damage insurance
Baggage insurance plan

Statement credits

First checked bag free on Delta flights
$200 Delta flight credit (after $10k spend/yr)

Alternatives to the Delta SkyMiles® Gold

Pairs well with

The Delta SkyMiles® Gold earns the most in its bonus categories, so pair it with a no-fee flat-rate card to cover everything it only earns a base rate on.

Learn more

How does it rank for your spending?

Every card is ranked by what it actually returns on the way you spend. Run your numbers and see where the Delta SkyMiles® Gold lands.

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