Credit Card Reviews

An honest, no-fluff review of every card we track. We value all points at a flat 1 cent, take no view from affiliate payouts, and tell you plainly what each card is good at, who should carry it, and where it falls short. Tap any card for the full review.

American Express

American Express® Green

Up to 3x on dining and travel, $150/yr.

4.5★›

American Express EveryDay®

Up to 2x on U.S. supermarkets (up to $6,000/yr), no annual fee.

3.5★›

American Express EveryDay® Preferred

Up to 3x on U.S. supermarkets (up to $6,000/yr) and gas, $95/yr.

4.0★›

American Express® Gold

Up to 4x on dining and groceries, $325/yr.

5.0★›

American Express® Platinum

Up to 5x on travel, $895/yr.

4.5★›

American Express® Blue Cash Preferred

Up to 6x on groceries and streaming, $95/yr.

4.5★›

American Express® Blue Cash Everyday

Up to 3x on groceries and gas, no annual fee.

4.0★›

Blue Cash® Card from American Express

Up to 5x on groceries and gas, no annual fee.

1.5★›

Delta SkyMiles® Blue

Up to 2x on dining, no annual fee.

3.5★›

Delta SkyMiles® Gold

Up to 2x on dining and groceries, $150/yr.

3.5★›

Delta SkyMiles® Platinum

Up to 2x on dining and groceries, $350/yr.

3.5★›

Delta SkyMiles® Reserve

Flat 1x on everything, $650/yr.

3.0★›

Hilton Honors Aspire

Up to 7x on dining and travel, $550/yr.

4.5★›

Hilton Honors Surpass®

Up to 6x on dining and groceries, $150/yr.

4.5★›

Hilton Honors

Up to 5x on dining and groceries, no annual fee.

4.0★›

Marriott Bonvoy Brilliant®

Up to 3x on dining and travel, $650/yr.

3.5★›

American Express® Business Gold

Up to 4x on dining and gas, $375/yr.

5.0★›

American Express® Blue Business Plus

Flat 2x on everything, no annual fee.

4.0★›

American Express® Business Platinum

Up to 5x on travel, $895/yr.

5.0★›

American Express Blue Business Cash Card

Flat 2x on everything, no annual fee.

4.0★›

American Express Business Green Rewards Card

Flat 1x on everything, $95/yr.

3.5★›

Amex Graphite Business Cash Unlimited Card

Flat 2x on everything, $295/yr.

4.0★›

Delta SkyMiles® Gold Business

Up to 2x on travel and dining, $150/yr.

3.5★›

Delta SkyMiles® Platinum Business

Up to 3x on travel, $195/yr.

4.0★›

Delta SkyMiles® Reserve Business

Up to 3x on travel, $550/yr.

3.5★›

Marriott Bonvoy Business® American Express® Card

Up to 4x on dining and gas, $125/yr.

4.5★›

Hilton Honors American Express Business Card

Up to 5x on dining and gas, $195/yr.

4.5★›

Marriott Bonvoy Bevy™ American Express® Card

Up to 4x on dining and groceries, $250/yr.

4.5★›

Chase

Chase Sapphire Preferred®

Up to 3x on dining and groceries, $95/yr.

5.0★›

Chase Sapphire Reserve®

Up to 4x on travel and dining, $795/yr.

5.0★›

Chase Freedom Unlimited®

Up to 3x on dining and drugstores, no annual fee.

4.0★›

Chase Freedom Flex℠

Up to 3x on dining and drugstores, no annual fee.

5.0★›

Chase Freedom Rise®

Flat 1.5x on everything, no annual fee.

3.5★›

Prime Visa

Up to 5x on Whole Foods and Amazon Fresh and dining, no annual fee.

4.0★›

Amazon Visa

Up to 3x on Whole Foods and Amazon Fresh and dining, no annual fee.

4.0★›

Marriott Bonvoy Boundless®

Up to 3x on dining and groceries, $95/yr.

4.0★›

Southwest Rapid Rewards® Plus

Up to 2x on groceries and gas, $99/yr.

3.5★›

Southwest Rapid Rewards® Priority

Up to 2x on dining and gas, $229/yr.

3.5★›

Southwest Rapid Rewards® Premier

Up to 2x on dining and groceries, $149/yr.

3.5★›

Ink Business Preferred®

Up to 3x on travel and phone bills, $95/yr.

4.5★›

Ink Business Cash®

Up to 5x on phone bills and office supplies, no annual fee.

4.5★›

Ink Business Unlimited®

Flat 1.5x on everything, no annual fee.

4.0★›

Chase Sapphire Reserve for Business℠

Up to 4x on dining and travel, $795/yr.

4.5★›

IHG One Rewards Premier

Up to 5x on dining and gas, $99/yr.

4.5★›

World of Hyatt

Up to 2x on dining and travel, $95/yr.

3.5★›

United℠ Explorer

Up to 2x on dining, $150/yr.

3.5★›

United℠ Gateway

Up to 2x on gas and transit, no annual fee.

3.5★›

United℠ Quest

Up to 2x on dining and travel, $350/yr.

3.5★›

United℠ Club

Up to 2x on dining and travel, $695/yr.

3.0★›

Ink Business Premier

Flat 2x on everything, $195/yr.

4.0★›

United℠ Business Card

Up to 2x on dining and gas, $150/yr.

4.0★›

United Club℠ Business Card

Up to 2x on travel, $695/yr.

3.0★›

Southwest Rapid Rewards® Premier Business

Up to 3x on travel and gas, $149/yr.

4.0★›

Southwest Rapid Rewards® Performance Business

Up to 4x on travel and gas, $299/yr.

4.0★›

IHG One Rewards Premier Business

Up to 5x on travel and gas, $99/yr.

4.5★›

World of Hyatt Business Credit Card

Up to 4x on travel and dining, $199/yr.

4.0★›

Marriott Bonvoy Bold®

Up to 4x on dining and groceries, no annual fee.

4.0★›

Marriott Bonvoy Bountiful®

Up to 4x on dining and groceries, $250/yr.

4.0★›

IHG One Rewards Traveler Credit Card

Up to 3x on travel and gas, no annual fee.

4.0★›

British Airways Visa Signature® Card

Up to 3x on travel, $95/yr.

3.5★›

Aer Lingus Visa Signature® Card

Up to 3x on travel, $95/yr.

3.5★›

Iberia Visa Signature® Card

Up to 3x on travel, $95/yr.

3.5★›

Aeroplan® Credit Card

Up to 3x on dining and groceries, $95/yr.

4.0★›

Capital One

Capital One Venture X

Flat 2x on everything, $395/yr.

4.5★›

Capital One Savor

Up to 3x on dining and groceries, no annual fee.

4.0★›

Capital One QuicksilverOne

Flat 1.5x on everything, $39/yr.

3.5★›

Capital One SavorOne

Up to 3x on dining and groceries, $39/yr.

4.0★›

Capital One Quicksilver

Flat 1.5x on everything, no annual fee.

3.5★›

Capital One Venture

Flat 2x on everything, $95/yr.

4.5★›

Capital One Savor (Legacy $95)

Up to 4x on dining and streaming, $95/yr.

4.0★›

Capital One Quicksilver Student

Flat 1.5x on everything, no annual fee.

3.5★›

Capital One Venture X Business

Flat 2x on everything, $395/yr.

4.5★›

Capital One Venture Business

Flat 2x on everything, $95/yr.

4.5★›

Capital One VentureOne Business

Flat 1.5x on everything, no annual fee.

4.0★›

Capital One Spark Cash Plus

Flat 2x on everything, $150/yr.

4.0★›

Capital One Spark Cash Select

Flat 1.5x on everything, no annual fee.

3.5★›

Citi

Citi Double Cash®

Flat 2x on everything, no annual fee.

4.0★›

Citi Custom Cash℠

Up to 5x on dining and groceries, no annual fee.

4.0★›

Citi Prestige® Card

Up to 5x on dining and travel, $495/yr.

4.0★›

Citi Dividend® Card

Flat 1x on everything, no annual fee.

5.0★›

Citi Strata Premier℠

Up to 3x on dining and groceries, $95/yr.

4.5★›

Citi Strata Elite℠

Up to 3x on dining, $595/yr.

4.5★›

Citi® / AAdvantage® Executive

Flat 1x on everything, $595/yr.

2.5★›

Citi® / AAdvantage® Platinum Select®

Up to 2x on dining and gas, $99/yr.

3.5★›

Citi® / AAdvantage® MileUp®

Up to 2x on groceries, no annual fee.

3.5★›

Citi Strata℠

Up to 3x on groceries and gas, no annual fee.

4.0★›

Costco Anywhere Visa®

Up to 4x on gas and dining, no annual fee.

4.0★›

CitiBusiness® / AAdvantage® Platinum Select®

Up to 2x on travel and dining, $99/yr.

3.5★›

Citi® / AAdvantage® Globe™ Mastercard®

Up to 3x on travel and dining, $350/yr.

3.5★›

Bilt

Bilt Blue

Up to 2x on travel, no annual fee.

4.0★›

Bilt Obsidian

Up to 3x on dining and groceries, $95/yr.

4.5★›

Bilt Palladium

Flat 2x on everything, $495/yr.

4.5★›

Discover

Discover it® Cash Back

Flat 1x on everything, no annual fee.

5.0★›

Discover it® Student Cash Back

Flat 1x on everything, no annual fee.

5.0★›

Wells Fargo

Wells Fargo Active Cash®

Flat 2x on everything, no annual fee.

4.0★›

Wells Fargo Autograph℠

Up to 3x on dining and gas, no annual fee.

4.5★›

Wells Fargo Autograph Journey℠

Up to 5x on travel and dining, $95/yr.

4.5★›

Wells Fargo Attune℠

Up to 4x on gas and travel, no annual fee.

4.0★›

Wells Fargo Signify Business Cash℠

Flat 2x on everything, no annual fee.

4.0★›

Choice Privileges® Mastercard®

Up to 5x on travel and gas, no annual fee.

4.0★›

Choice Privileges® Select Mastercard®

Up to 5x on gas and groceries, $95/yr.

4.5★›

Barclays

JetBlue Card

Up to 2x on dining and groceries, no annual fee.

3.5★›

JetBlue Plus

Up to 2x on dining and groceries, $99/yr.

3.5★›

JetBlue Premier

Up to 2x on dining and groceries, $499/yr.

3.0★›

Wyndham Rewards Earner® Card

Up to 3x on dining and groceries, no annual fee.

4.0★›

Wyndham Rewards Earner® Plus Card

Up to 4x on dining and groceries, $75/yr.

4.5★›

Wyndham Rewards Earner® Premier Card

Up to 4x on dining and groceries, $395/yr.

4.5★›

JetBlue Business Card

Up to 6x on travel and dining, $99/yr.

4.5★›

Wyndham Rewards Earner® Business Card

Up to 5x on gas and office supplies, $149/yr.

4.5★›

Frontier Airlines World Mastercard®

Up to 5x on travel and dining, $99/yr.

4.0★›

Miles & More® World Elite Mastercard®

Up to 2x on travel, $89/yr.

3.5★›

Bank of America

Atmos Rewards Ascent

Up to 2x on gas and streaming, $95/yr.

3.5★›

Atmos Rewards Summit

Up to 3x on dining, $395/yr.

3.5★›

Bank of America® Customized Cash Rewards

Up to 3x on dining and gas, no annual fee.

4.0★›

Bank of America Business Advantage Unlimited Cash Rewards

Flat 1.5x on everything, no annual fee.

3.5★›

Atmos Rewards Visa Business

Up to 3x on travel and gas, $70/yr.

4.0★›

Allegiant Allways Rewards Visa®

Up to 3x on travel and dining, $59/yr.

4.0★›

U.S. Bank

U.S. Bank Cash+®

Up to 5x on gas and streaming, no annual fee.

4.0★›

U.S. Bank Triple Cash Rewards Business Card

Up to 3x on dining and gas, no annual fee.

4.0★›

Goldman Sachs

Apple Card

Flat 2x on everything, no annual fee.

3.5★›

Gemini

Gemini Credit Card

Up to 4x on gas and dining, no annual fee.

4.0★›

Robinhood

Robinhood Gold Card

Flat 3x on everything, $50/yr.

4.0★›

PayPal

PayPal Cashback Mastercard

Flat 1.5x on everything, no annual fee.

3.5★›

Synchrony

Sun Country Airlines® Visa Signature® Card

Up to 3x on travel and gas, $89/yr.

4.0★›

Updated June 2026. Offers verified against issuer sources.