Credit Card Reviews

An honest, no-fluff review of every card we track. We value all points at a flat 1 cent, take no view from affiliate payouts, and tell you plainly what each card is good at, who should carry it, and where it falls short. Tap any card for the full review.

American Express

American Express® Green
American Express® Green
Up to 3x on dining and travel, $150/yr.
4.5★
American Express EveryDay®
American Express EveryDay®
Up to 2x on U.S. supermarkets (up to $6,000/yr), no annual fee.
3.5★
American Express EveryDay® Preferred
American Express EveryDay® Preferred
Up to 3x on U.S. supermarkets (up to $6,000/yr) and gas, $95/yr.
4.0★
American Express® Gold
American Express® Gold
Up to 4x on dining and groceries, $325/yr.
5.0★
American Express® Platinum
American Express® Platinum
Up to 5x on travel, $895/yr.
4.5★
American Express® Blue Cash Preferred
American Express® Blue Cash Preferred
Up to 6x on groceries and streaming, $95/yr.
4.5★
American Express® Blue Cash Everyday
American Express® Blue Cash Everyday
Up to 3x on groceries and gas, no annual fee.
4.0★
Blue Cash® Card from American Express
Blue Cash® Card from American Express
Up to 5x on groceries and gas, no annual fee.
1.5★
Delta SkyMiles® Blue
Delta SkyMiles® Blue
Up to 2x on dining, no annual fee.
3.5★
Delta SkyMiles® Gold
Delta SkyMiles® Gold
Up to 2x on dining and groceries, $150/yr.
3.5★
Delta SkyMiles® Platinum
Delta SkyMiles® Platinum
Up to 2x on dining and groceries, $350/yr.
3.5★
Delta SkyMiles® Reserve
Delta SkyMiles® Reserve
Flat 1x on everything, $650/yr.
3.0★
Hilton Honors Aspire
Hilton Honors Aspire
Up to 7x on dining and travel, $550/yr.
4.5★
Hilton Honors Surpass®
Hilton Honors Surpass®
Up to 6x on dining and groceries, $150/yr.
4.5★
Hilton Honors
Hilton Honors
Up to 5x on dining and groceries, no annual fee.
4.0★
Marriott Bonvoy Brilliant®
Marriott Bonvoy Brilliant®
Up to 3x on dining and travel, $650/yr.
3.5★
American Express® Business Gold
American Express® Business Gold
Up to 4x on dining and gas, $375/yr.
5.0★
American Express® Blue Business Plus
American Express® Blue Business Plus
Flat 2x on everything, no annual fee.
4.0★
American Express® Business Platinum
American Express® Business Platinum
Up to 5x on travel, $895/yr.
5.0★
American Express Blue Business Cash Card
American Express Blue Business Cash Card
Flat 2x on everything, no annual fee.
4.0★
American Express Business Green Rewards Card
American Express Business Green Rewards Card
Flat 1x on everything, $95/yr.
3.5★
Amex Graphite Business Cash Unlimited Card
Amex Graphite Business Cash Unlimited Card
Flat 2x on everything, $295/yr.
4.0★
Delta SkyMiles® Gold Business
Delta SkyMiles® Gold Business
Up to 2x on travel and dining, $150/yr.
3.5★
Delta SkyMiles® Platinum Business
Delta SkyMiles® Platinum Business
Up to 3x on travel, $195/yr.
4.0★
Delta SkyMiles® Reserve Business
Delta SkyMiles® Reserve Business
Up to 3x on travel, $550/yr.
3.5★
Marriott Bonvoy Business® American Express® Card
Marriott Bonvoy Business® American Express® Card
Up to 4x on dining and gas, $125/yr.
4.5★
Hilton Honors American Express Business Card
Hilton Honors American Express Business Card
Up to 5x on dining and gas, $195/yr.
4.5★
Marriott Bonvoy Bevy™ American Express® Card
Marriott Bonvoy Bevy™ American Express® Card
Up to 4x on dining and groceries, $250/yr.
4.5★

Chase

Chase Sapphire Preferred®
Chase Sapphire Preferred®
Up to 3x on dining and groceries, $95/yr.
5.0★
Chase Sapphire Reserve®
Chase Sapphire Reserve®
Up to 4x on travel and dining, $795/yr.
5.0★
Chase Freedom Unlimited®
Chase Freedom Unlimited®
Up to 3x on dining and drugstores, no annual fee.
4.0★
Chase Freedom Flex℠
Chase Freedom Flex℠
Up to 3x on dining and drugstores, no annual fee.
5.0★
Chase Freedom Rise®
Chase Freedom Rise®
Flat 1.5x on everything, no annual fee.
3.5★
Prime Visa
Prime Visa
Up to 5x on Whole Foods and Amazon Fresh and dining, no annual fee.
4.0★
Amazon Visa
Amazon Visa
Up to 3x on Whole Foods and Amazon Fresh and dining, no annual fee.
4.0★
Marriott Bonvoy Boundless®
Marriott Bonvoy Boundless®
Up to 3x on dining and groceries, $95/yr.
4.0★
Southwest Rapid Rewards® Plus
Southwest Rapid Rewards® Plus
Up to 2x on groceries and gas, $99/yr.
3.5★
Southwest Rapid Rewards® Priority
Southwest Rapid Rewards® Priority
Up to 2x on dining and gas, $229/yr.
3.5★
Southwest Rapid Rewards® Premier
Southwest Rapid Rewards® Premier
Up to 2x on dining and groceries, $149/yr.
3.5★
Ink Business Preferred®
Ink Business Preferred®
Up to 3x on travel and phone bills, $95/yr.
4.5★
Ink Business Cash®
Ink Business Cash®
Up to 5x on phone bills and office supplies, no annual fee.
4.5★
Ink Business Unlimited®
Ink Business Unlimited®
Flat 1.5x on everything, no annual fee.
4.0★
Chase Sapphire Reserve for Business℠
Chase Sapphire Reserve for Business℠
Up to 4x on dining and travel, $795/yr.
4.5★
IHG One Rewards Premier
IHG One Rewards Premier
Up to 5x on dining and gas, $99/yr.
4.5★
World of Hyatt
World of Hyatt
Up to 2x on dining and travel, $95/yr.
3.5★
United℠ Explorer
United℠ Explorer
Up to 2x on dining, $150/yr.
3.5★
United℠ Gateway
United℠ Gateway
Up to 2x on gas and transit, no annual fee.
3.5★
United℠ Quest
United℠ Quest
Up to 2x on dining and travel, $350/yr.
3.5★
United℠ Club
United℠ Club
Up to 2x on dining and travel, $695/yr.
3.0★
Ink Business Premier
Ink Business Premier
Flat 2x on everything, $195/yr.
4.0★
United℠ Business Card
United℠ Business Card
Up to 2x on dining and gas, $150/yr.
4.0★
United Club℠ Business Card
United Club℠ Business Card
Up to 2x on travel, $695/yr.
3.0★
Southwest Rapid Rewards® Premier Business
Southwest Rapid Rewards® Premier Business
Up to 3x on travel and gas, $149/yr.
4.0★
Southwest Rapid Rewards® Performance Business
Southwest Rapid Rewards® Performance Business
Up to 4x on travel and gas, $299/yr.
4.0★
IHG One Rewards Premier Business
IHG One Rewards Premier Business
Up to 5x on travel and gas, $99/yr.
4.5★
World of Hyatt Business Credit Card
World of Hyatt Business Credit Card
Up to 4x on travel and dining, $199/yr.
4.0★
Marriott Bonvoy Bold®
Marriott Bonvoy Bold®
Up to 4x on dining and groceries, no annual fee.
4.0★
Marriott Bonvoy Bountiful®
Marriott Bonvoy Bountiful®
Up to 4x on dining and groceries, $250/yr.
4.0★
IHG One Rewards Traveler Credit Card
IHG One Rewards Traveler Credit Card
Up to 3x on travel and gas, no annual fee.
4.0★
British Airways Visa Signature® Card
British Airways Visa Signature® Card
Up to 3x on travel, $95/yr.
3.5★
Aer Lingus Visa Signature® Card
Aer Lingus Visa Signature® Card
Up to 3x on travel, $95/yr.
3.5★
Iberia Visa Signature® Card
Iberia Visa Signature® Card
Up to 3x on travel, $95/yr.
3.5★
Aeroplan® Credit Card
Aeroplan® Credit Card
Up to 3x on dining and groceries, $95/yr.
4.0★

Capital One

Capital One Venture X
Capital One Venture X
Flat 2x on everything, $395/yr.
4.5★
Capital One Savor
Capital One Savor
Up to 3x on dining and groceries, no annual fee.
4.0★
Capital One QuicksilverOne
Capital One QuicksilverOne
Flat 1.5x on everything, $39/yr.
3.5★
Capital One SavorOne
Capital One SavorOne
Up to 3x on dining and groceries, $39/yr.
4.0★
Capital One Quicksilver
Capital One Quicksilver
Flat 1.5x on everything, no annual fee.
3.5★
Capital One Venture
Capital One Venture
Flat 2x on everything, $95/yr.
4.5★
Capital One Savor (Legacy $95)
Capital One Savor (Legacy $95)
Up to 4x on dining and streaming, $95/yr.
4.0★
Capital One Quicksilver Student
Capital One Quicksilver Student
Flat 1.5x on everything, no annual fee.
3.5★
Capital One Venture X Business
Capital One Venture X Business
Flat 2x on everything, $395/yr.
4.5★
Capital One Venture Business
Capital One Venture Business
Flat 2x on everything, $95/yr.
4.5★
Capital One VentureOne Business
Capital One VentureOne Business
Flat 1.5x on everything, no annual fee.
4.0★
Capital One Spark Cash Plus
Capital One Spark Cash Plus
Flat 2x on everything, $150/yr.
4.0★
Capital One Spark Cash Select
Capital One Spark Cash Select
Flat 1.5x on everything, no annual fee.
3.5★

Citi

Citi Double Cash®
Citi Double Cash®
Flat 2x on everything, no annual fee.
4.0★
Citi Custom Cash℠
Citi Custom Cash℠
Up to 5x on dining and groceries, no annual fee.
4.0★
Citi Prestige® Card
Citi Prestige® Card
Up to 5x on dining and travel, $495/yr.
4.0★
Citi Dividend® Card
Citi Dividend® Card
Flat 1x on everything, no annual fee.
5.0★
Citi Strata Premier℠
Citi Strata Premier℠
Up to 3x on dining and groceries, $95/yr.
4.5★
Citi Strata Elite℠
Citi Strata Elite℠
Up to 3x on dining, $595/yr.
4.5★
Citi® / AAdvantage® Executive
Citi® / AAdvantage® Executive
Flat 1x on everything, $595/yr.
2.5★
Citi® / AAdvantage® Platinum Select®
Citi® / AAdvantage® Platinum Select®
Up to 2x on dining and gas, $99/yr.
3.5★
Citi® / AAdvantage® MileUp®
Citi® / AAdvantage® MileUp®
Up to 2x on groceries, no annual fee.
3.5★
Citi Strata℠
Citi Strata℠
Up to 3x on groceries and gas, no annual fee.
4.0★
Costco Anywhere Visa®
Costco Anywhere Visa®
Up to 4x on gas and dining, no annual fee.
4.0★
CitiBusiness® / AAdvantage® Platinum Select®
CitiBusiness® / AAdvantage® Platinum Select®
Up to 2x on travel and dining, $99/yr.
3.5★
Citi® / AAdvantage® Globe™ Mastercard®
Citi® / AAdvantage® Globe™ Mastercard®
Up to 3x on travel and dining, $350/yr.
3.5★

Bilt

Bilt Blue
Bilt Blue
Up to 2x on travel, no annual fee.
4.0★
Bilt Obsidian
Bilt Obsidian
Up to 3x on dining and groceries, $95/yr.
4.5★
Bilt Palladium
Bilt Palladium
Flat 2x on everything, $495/yr.
4.5★

Discover

Discover it® Cash Back
Discover it® Cash Back
Flat 1x on everything, no annual fee.
5.0★
Discover it® Student Cash Back
Discover it® Student Cash Back
Flat 1x on everything, no annual fee.
5.0★

Wells Fargo

Wells Fargo Active Cash®
Wells Fargo Active Cash®
Flat 2x on everything, no annual fee.
4.0★
Wells Fargo Autograph℠
Wells Fargo Autograph℠
Up to 3x on dining and gas, no annual fee.
4.5★
Wells Fargo Autograph Journey℠
Wells Fargo Autograph Journey℠
Up to 5x on travel and dining, $95/yr.
4.5★
Wells Fargo Attune℠
Wells Fargo Attune℠
Up to 4x on gas and travel, no annual fee.
4.0★
Wells Fargo Signify Business Cash℠
Wells Fargo Signify Business Cash℠
Flat 2x on everything, no annual fee.
4.0★
Choice Privileges® Mastercard®
Choice Privileges® Mastercard®
Up to 5x on travel and gas, no annual fee.
4.0★
Choice Privileges® Select Mastercard®
Choice Privileges® Select Mastercard®
Up to 5x on gas and groceries, $95/yr.
4.5★

Barclays

JetBlue Card
JetBlue Card
Up to 2x on dining and groceries, no annual fee.
3.5★
JetBlue Plus
JetBlue Plus
Up to 2x on dining and groceries, $99/yr.
3.5★
JetBlue Premier
JetBlue Premier
Up to 2x on dining and groceries, $499/yr.
3.0★
Wyndham Rewards Earner® Card
Wyndham Rewards Earner® Card
Up to 3x on dining and groceries, no annual fee.
4.0★
Wyndham Rewards Earner® Plus Card
Wyndham Rewards Earner® Plus Card
Up to 4x on dining and groceries, $75/yr.
4.5★
Wyndham Rewards Earner® Premier Card
Wyndham Rewards Earner® Premier Card
Up to 4x on dining and groceries, $395/yr.
4.5★
JetBlue Business Card
JetBlue Business Card
Up to 6x on travel and dining, $99/yr.
4.5★
Wyndham Rewards Earner® Business Card
Wyndham Rewards Earner® Business Card
Up to 5x on gas and office supplies, $149/yr.
4.5★
Frontier Airlines World Mastercard®
Frontier Airlines World Mastercard®
Up to 5x on travel and dining, $99/yr.
4.0★
Miles & More® World Elite Mastercard®
Miles & More® World Elite Mastercard®
Up to 2x on travel, $89/yr.
3.5★

Bank of America

Atmos Rewards Ascent
Atmos Rewards Ascent
Up to 2x on gas and streaming, $95/yr.
3.5★
Atmos Rewards Summit
Atmos Rewards Summit
Up to 3x on dining, $395/yr.
3.5★
Bank of America® Customized Cash Rewards
Bank of America® Customized Cash Rewards
Up to 3x on dining and gas, no annual fee.
4.0★
Bank of America Business Advantage Unlimited Cash Rewards
Bank of America Business Advantage Unlimited Cash Rewards
Flat 1.5x on everything, no annual fee.
3.5★
Atmos Rewards Visa Business
Atmos Rewards Visa Business
Up to 3x on travel and gas, $70/yr.
4.0★
Allegiant Allways Rewards Visa®
Allegiant Allways Rewards Visa®
Up to 3x on travel and dining, $59/yr.
4.0★

U.S. Bank

U.S. Bank Cash+®
U.S. Bank Cash+®
Up to 5x on gas and streaming, no annual fee.
4.0★
U.S. Bank Triple Cash Rewards Business Card
U.S. Bank Triple Cash Rewards Business Card
Up to 3x on dining and gas, no annual fee.
4.0★

Goldman Sachs

Apple Card
Apple Card
Flat 2x on everything, no annual fee.
3.5★

Gemini

Gemini Credit Card
Gemini Credit Card
Up to 4x on gas and dining, no annual fee.
4.0★

Robinhood

Robinhood Gold Card
Robinhood Gold Card
Flat 3x on everything, $50/yr.
4.0★

PayPal

PayPal Cashback Mastercard
PayPal Cashback Mastercard
Flat 1.5x on everything, no annual fee.
3.5★

Synchrony

Sun Country Airlines® Visa Signature® Card
Sun Country Airlines® Visa Signature® Card
Up to 3x on travel and gas, $89/yr.
4.0★

Updated June 2026. Offers verified against issuer sources.