Avianca LifeMiles American Express® Elite Card

Avianca LifeMiles American Express® Elite Card Review

Annual fee $249Issuer CardlessNetwork American ExpressCredit Good to Excellent (670+)
5.2/10Cardocrat score

Overview

The Avianca LifeMiles Elite is the higher-tier LifeMiles card, at a $249 fee, adding status and stronger perks for more committed collectors. The appeal is the same LifeMiles currency, useful across Star Alliance with no fuel surcharges, just with elevated benefits.

At this fee, and with the miles locked to LifeMiles, it is really for dedicated collectors who will use the added status and perks.

Best for: committed LifeMiles collectors who want status and stronger perks.
Think twice if: you are a casual LifeMiles user, since the cheaper LifeMiles card covers the basics.

Our 5.2 out of 10 rating

Rewards rate
5.6
Value for the fee
3.7
Welcome bonus
8.4
Flexibility
4.7
Perks and credits
5.6

Each score weighs the rewards rate, value after the annual fee, welcome offer, points flexibility, and perks, with every point valued at a flat 1 cent. This is our editorial assessment to help you compare cards, not a guarantee of approval or of the value you will get.

Rewards: how it earns

You earn bonuses on dining and travel, in LifeMiles, plus status and elevated perks. The currency's value is the same, useful across Star Alliance without fuel surcharges, but here you are paying more for status benefits on top.

CategoryRateNotes
Dining and restaurants2xBonus category
Travel2xBonus category
Everything else1xEverything else

Every point and mile above is valued at a flat 1 cent, the same honest standard we use for every card. Run your own spending through the calculator to see what this card would actually return for you.

Pros and cons

Pros
  • LifeMiles status and elevated perks
  • Useful Star Alliance currency with no fuel surcharges
  • Solid welcome bonus
Cons
  • $249 fee needs the perks used to justify
  • Miles locked to LifeMiles
  • Cheaper LifeMiles card covers the basics

The welcome bonus

The welcome bonus is solid: 60,000 miles after $4,500 in 90 days, a good haul, though the higher spending requirement means you need real spending to unlock it.

Is it worth the annual fee?

The $249 fee needs the status and perks to justify it, which only makes sense for a committed LifeMiles collector. For most people, the cheaper LifeMiles card or other ways of earning the currency are smarter.

First-year value vs ongoing value

Welcome bonus60,000 miles
To earn it$4,500 in 90 days
Est. first-year value*$691
Est. ongoing value / yr*$91

The welcome bonus makes year one the high point: roughly $691 in value once you count the bonus, this card’s rewards, and its credits, minus the $249 fee. After that, the honest figure is about $91 a year, so judge whether it earns its keep on the ongoing number, not the first-year headline.

*First-year value counts the welcome bonus, estimated rewards, and annual credits, minus the annual fee; ongoing value is a typical year after. Every point at a flat 1 cent, on average spending.

Benefits and protections

Beyond the rewards, the perks and protections worth knowing about include:

  • Double miles on the first $1,000 of purchases each month
  • Complimentary LifeMiles+ membership (up to 25% award discount, 10% miles back on Star Alliance)
  • Additional 40,000 miles after $25,000 in annual spend
  • No foreign transaction fees

Lounge access

This card includes airport lounge access. Here is exactly what you get, including the Priority Pass distinctions that vary by card:

  • 2 Avianca lounge passes per year plus 1 companion pass per year, via complimentary LifeMiles Silver status

Statement credits

This card does not come with recurring statement credits. Its value is in the rewards rate and welcome offer.

Who should get it, and who should skip it

If you are a dedicated LifeMiles collector who will use the status and elevated perks, the Elite can work, but that is a narrow group.

For most people, the standard LifeMiles card or transfers cover the same currency for less. This higher tier is for enthusiasts.

Frequently asked questions

Is the Avianca LifeMiles American Express® Elite Card worth it?
It is worth it if your spending lines up with its bonus categories and you value the rewards above the $249 fee. Run your real numbers in the calculator to be sure.
What is the Avianca LifeMiles American Express® Elite Card best for?
It is best for frequent flyers loyal to this airline who will use perks like free checked bags and priority boarding and want miles toward award flights.
What credit score do you need for the Avianca LifeMiles American Express® Elite Card?
Issuers generally look for good to excellent (670+). Approval also depends on income, existing accounts, and your overall credit profile.
Does the Avianca LifeMiles American Express® Elite Card have an annual fee?
Yes, the annual fee is $249 per year.
Does the Avianca LifeMiles American Express® Elite Card have a welcome bonus?
Yes. New cardholders can earn 60,000 miles after $4,500 in 90 days.
Does the Avianca LifeMiles American Express® Elite Card charge foreign transaction fees?
No. It has no foreign transaction fees, so it is a solid choice to use on trips outside the United States.

Best-card guides featuring this card

Offer details verified against issuer sources as of August 2026. Editorial opinions are our own. Cardocrat values all points at a flat 1 cent and never inflates redemptions.

Bryce Casson

Bryce Casson, Founder of Cardocrat. About the author.