Citi
Citi Double Cash®
Pools with Citi → transferable
Annual fee
No annual fee
Welcome bonus
$200 cash back
Min spend
$1,500 in 6 months
Recommended credit
Good (670+)
Rates and offer last verified June 17, 2026.
Earning rates
2% cash back on everything (1% when you buy + 1% when you pay)
0% intro APR on balance transfers for 18 months
Convert cash back to ThankYou® Points (pairs with Strata Premier for airline transfers)
Features & benefits
No category restrictions, earn on every purchase
No annual fee
Citi Entertainment® access for presale tickets and VIP events
Extended warranty and damage & theft purchase protection
World Elite Mastercard travel and lifestyle benefits
How does it rank for your spending?
Every card is ranked by what it actually returns on the way you spend. Run your numbers and see where the Citi Double Cash® lands.
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