Citi
Citi Strata Elite℠
Transfers to airlines & hotels
Annual fee
$595/yr
Welcome bonus
75,000 ThankYou® Points
Min spend
$6,000 in 3 months
Recommended credit
Excellent (720+)
Rates and offer last verified June 23, 2026.
Earning rates
12x ThankYou® Points on hotels, car rentals, and attractions booked via Citi Travel
6x on air travel booked via Citi Travel
1.5x on all other purchases
Transfer points to 18+ airline and hotel partners including American Airlines AAdvantage®
Features & benefits
6x at restaurants on Friday & Saturday nights (6pm to 6am ET), 3x all other times
$300 hotel credit on 2+ night stays booked via Citi Travel
$200 annual choice credit (up to 2 brands: American Airlines, Best Buy, Live Nation & more)
$200 Blacklane chauffeur credit annually ($100 Jan to Jun, $100 Jul to Dec)
Global Entry or TSA PreCheck fee credit (up to $120 every 4 years)
No foreign transaction fees
Lounge access
Priority Pass Select membership: 1,500+ airport lounges worldwide, you plus 2 guests, no visit cap (lounges only, no restaurants)
4 Admirals Club passes per year, each admitting 1 adult plus up to 3 children under 18 (about 50 American Airlines Admirals Club lounges)
Statement credits
$300 hotel credit on 2+ night stays via Citi Travel
$200 annual choice credit (American Airlines, Best Buy, Live Nation & more)
$200 Blacklane chauffeur credit annually
Global Entry or TSA PreCheck fee credit
How does it rank for your spending?
Every card is ranked by what it actually returns on the way you spend. Run your numbers and see where the Citi Strata Elite℠ lands.
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