HSBC Elite World Elite Mastercard®
A $495-a-year travel rewards card from HSBC.
Rates, fees, and full terms are set by HSBC and can change. See current rates & fees on the issuer’s site, and always confirm the latest terms before applying.
Is this card right for you?
people who spend heavily on travel and dining and want travel rewards they can grow.
you will not use enough of its perks and credits to cover the $495 annual fee.
Earning rates
Best ways to earn & redeem
Put your travel and dining spending on this card to earn at its highest rates, and let a different card handle the categories it does not bonus. Its travel rate is among the stronger ones you will find in that category.
When you cash in, transfer the points to airline and hotel partners for potential outsized value, or take a flat 1 cent as cash or travel. We value every point at a flat 1 cent, so treat any transfer upside as a bonus rather than the baseline — see what your points are really worth.
Features & benefits
Lounge access
Statement credits
Alternatives to the HSBC Elite World Elite Mastercard®
Pairs well with
The HSBC Elite World Elite Mastercard® earns the most in its bonus categories, so pair it with a no-fee flat-rate card to cover everything it only earns a base rate on.
Learn more
How does it rank for your spending?
Every card is ranked by what it actually returns on the way you spend. Run your numbers and see where the HSBC Elite World Elite Mastercard® lands.
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