Home / Browse Cards / Hilton Honors Aspire
Hilton Honors Aspire
American Express

Hilton Honors Aspire

A $550-a-year hotel card from American Express.

Limited-Time Offer
Locked to Hilton Honors
Annual fee
$550/yr
Welcome bonus
150,000 175,000 Hilton Honors Bonus Points
Min spend
$6,000 in 6 months
Recommended credit
Excellent (720+)
Network
Amex
Foreign transaction fee
None
Apply on American Express site7.6/10Our rating · review ›

Rates, fees, and full terms are set by American Express and can change. See current rates & fees on the issuer’s site, and always confirm the latest terms before applying.

Before you apply: American Express application and welcome-bonus rules →
Offer last verified July 24, 2026. How we verify.

Is this card right for you?

✓ Best for

people who spend heavily on dining and travel and want travel rewards they can grow.

⚠ Think twice if

you will not use enough of its perks and credits to cover the $550 annual fee.

Earning rates

14x Hilton Honors points at Hilton portfolio properties
7x on select travel (flights booked directly, car rentals) and U.S. restaurants
3x on all other purchases

Best ways to earn & redeem

Put your dining and travel spending on this card to earn at its highest rates, and let a different card handle the categories it does not bonus. Its dining rate is among the stronger ones you will find in that category.

When you cash in, redeem the miles or points inside the single loyalty program this card is tied to. We value every point at a flat 1 cent, so treat any transfer upside as a bonus rather than the baseline — see what your points are really worth.

Features & benefits

Automatic Hilton Honors Diamond Status, the highest tier
Free Night Reward every card anniversary + another after $30k spend
$400 Hilton resort statement credit annually ($200 semi-annually)
$200 airline fee credit annually
No foreign transaction fees
Trip cancellation/interruption and baggage insurance

Lounge access

No airport lounge membership (the card no longer includes Priority Pass)
Complimentary Hilton Honors Diamond status includes executive lounge access at participating Hilton hotels

Statement credits

$400 Hilton resort statement credit annually
$200 airline fee credit annually
Free Night Reward every anniversary

Alternatives to the Hilton Honors Aspire

Pairs well with

The Hilton Honors Aspire earns the most in its bonus categories, so pair it with a no-fee flat-rate card to cover everything it only earns a base rate on.

Learn more

How does it rank for your spending?

Every card is ranked by what it actually returns on the way you spend. Run your numbers and see where the Hilton Honors Aspire lands.

Calculate My Card
Back to all cards