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Southwest Rapid Rewards® Premier
Chase

Southwest Rapid Rewards® Premier

A $149-a-year airline card from Chase.

Limited-Time Offer
Locked to Southwest Rapid Rewards
Annual fee
$149/yr
Welcome bonus
50,000 55,000 Rapid Rewards® bonus points
Min spend
$1,500 in 3 months
Recommended credit
Good (670+)
Network
Visa
Foreign transaction fee
None
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Rates, fees, and full terms are set by Chase and can change. See current rates & fees on the issuer’s site, and always confirm the latest terms before applying.

Before you apply: Chase application and welcome-bonus rules →
Offer last verified July 24, 2026. How we verify.

Is this card right for you?

✓ Best for

people who spend heavily on dining and groceries and want travel rewards they can grow.

⚠ Think twice if

you will not use enough of its perks and credits to cover the $149 annual fee.

Earning rates

3x points on Southwest purchases
2x at grocery stores and restaurants (up to $8,000/yr combined)
1x on all other purchases
6,000 anniversary bonus points each year
25% back on Southwest in-flight purchases
Points count toward the Southwest Companion Pass

Best ways to earn & redeem

Put your dining and groceries spending on this card to earn at its highest rates, and let a different card handle the categories it does not bonus. Its dining rate is on the modest side for that category, so compare before you commit.

When you cash in, redeem the miles or points inside the single loyalty program this card is tied to. We value every point at a flat 1 cent, so treat any transfer upside as a bonus rather than the baseline — see what your points are really worth.

Features & benefits

First checked bag free for you and up to 8 passengers on the same reservation
No foreign transaction fees

Statement credits

6,000 anniversary bonus points each year

Pairs well with

The Southwest Rapid Rewards® Premier earns the most in its bonus categories, so pair it with a no-fee flat-rate card to cover everything it only earns a base rate on.

How does it rank for your spending?

Every card is ranked by what it actually returns on the way you spend. Run your numbers and see where the Southwest Rapid Rewards® Premier lands.

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