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U.S. Bank Business Altitude® Power Visa Signature®
U.S. Bank

U.S. Bank Business Altitude® Power Visa Signature®

A $195-a-year business card from U.S. Bank.

Cash back only
Annual fee
$195/yr
Welcome bonus
75,000 points
Min spend
$10,000 in 120 days
Recommended credit
Good to Excellent (670+)
Network
Visa
Foreign transaction fee
None
Apply on U.S. Bank site6.4/10Our rating · review ›

Rates, fees, and full terms are set by U.S. Bank and can change. See current rates & fees on the issuer’s site, and always confirm the latest terms before applying.

Before you apply: U.S. Bank application and welcome-bonus rules →
Offer last verified July 7, 2026. How we verify.

Is this card right for you?

✓ Best for

people who want a simple, flat rate on every purchase with nothing to track.

⚠ Think twice if

you will not use enough of its perks and credits to cover the $195 annual fee.

Earning rates

2x points on every purchase, with no caps or categories to track
6x points on prepaid hotels and car rentals booked in the U.S. Bank Rewards Center
2.5x points on mobile wallet and virtual card purchases, on the first $5,000 each quarter, then 2x
75,000 bonus points after $10,000 in purchases in the first 120 days, a $750 value
Points are worth 1 cent each toward cash back, travel, or gift cards

Best ways to earn & redeem

Use it as a flat-rate everyday card, since it earns the same on every purchase, and pair it with bonus-category cards for groceries, dining, and travel.

When you cash in, take the rewards as cash back or a statement credit, worth a flat 1 cent each. We value every point at a flat 1 cent, so treat any transfer upside as a bonus rather than the baseline — see what your points are really worth.

Features & benefits

$195 annual fee
No foreign transaction fees

Alternatives to the U.S. Bank Business Altitude® Power Visa Signature®

Pairs well with

The U.S. Bank Business Altitude® Power Visa Signature® earns a flat rate on everything, so pair it with a category card or two to earn more where you spend the most.

How does it rank for your spending?

Every card is ranked by what it actually returns on the way you spend. Run your numbers and see where the U.S. Bank Business Altitude® Power Visa Signature® lands.

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