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Alibaba.com Business Edge Credit Card
Cardless

Alibaba.com Business Edge Credit Card

A $199-a-year business card from Cardless.

Cash back only
Annual fee
$199/yr
Welcome bonus
$100 cash back
Min spend
$3,000 in 90 days
Recommended credit
Good (670+)
Network
Mastercard
Foreign transaction fee
None
Apply on Cardless site5.2/10Our rating · review ›

Rates, fees, and full terms are set by Cardless and can change. See current rates & fees on the issuer’s site, and always confirm the latest terms before applying.

Before you apply: credit card application and welcome-bonus rules →
Offer last verified July 7, 2026. How we verify.

Is this card right for you?

✓ Best for

people who spend heavily on dining.

⚠ Think twice if

you will not use enough of its perks and credits to cover the $199 annual fee.

Earning rates

3% cash back on Alibaba.com purchases, up to $40,000 per year, then 1%
Or, on an Alibaba.com purchase, choose 60 day interest-free payment terms instead of the 3% back
2% cash back on advertising and dining
1% cash back on all other purchases
$100 cash back after $3,000 in purchases in the first 90 days

Best ways to earn & redeem

Put your dining spending on this card to earn at its highest rates, and let a different card handle the categories it does not bonus. Its dining rate is on the modest side for that category, so compare before you commit.

When you cash in, take the rewards as cash back or a statement credit, worth a flat 1 cent each. We value every point at a flat 1 cent, so treat any transfer upside as a bonus rather than the baseline — see what your points are really worth.

Features & benefits

Up to $100 per year in Alibaba.com coupons and up to $120 per year in logistics shipping discounts
No foreign transaction fees, useful for overseas sourcing
World Elite Mastercard for Business benefits

Alternatives to the Alibaba.com Business Edge Credit Card

Pairs well with

The Alibaba.com Business Edge Credit Card earns the most in its bonus categories, so pair it with a no-fee flat-rate card to cover everything it only earns a base rate on.

Learn more

How does it rank for your spending?

Every card is ranked by what it actually returns on the way you spend. Run your numbers and see where the Alibaba.com Business Edge Credit Card lands.

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