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Ink Business Premier
Chase

Ink Business Premier

A $195-a-year business card from Chase.

Cash back only
Annual fee
$195/yr
Welcome bonus
$1,000 cash back
Min spend
$10,000 in 3 months
Recommended credit
Excellent (720+)
Network
Visa
Apply on Chase site7.1/10Our rating · review ›

Rates, fees, and full terms are set by Chase and can change. See current rates & fees on the issuer’s site, and always confirm the latest terms before applying.

Before you apply: Chase application and welcome-bonus rules →
Offer last verified July 24, 2026. How we verify.

Is this card right for you?

✓ Best for

people who want a simple, flat rate on every purchase with nothing to track.

⚠ Think twice if

you will not use enough of its perks and credits to cover the $195 annual fee.

Earning rates

2.5% cash back on purchases of $5,000 or more
2% cash back on all other purchases
5% cash back on travel booked through Chase Travel (through Sept 30, 2027)
Rewards are cash back only and do not transfer to travel partners

Best ways to earn & redeem

Use it as a flat-rate everyday card, since it earns the same on every purchase, and pair it with bonus-category cards for groceries, dining, and travel.

When you cash in, take the rewards as cash back or a statement credit, worth a flat 1 cent each. We value every point at a flat 1 cent, so treat any transfer upside as a bonus rather than the baseline — see what your points are really worth.

Features & benefits

Flexible spending limit with no preset cap
Free employee cards

Pairs well with

The Ink Business Premier earns a flat rate on everything, so pair it with a category card or two to earn more where you spend the most.

How does it rank for your spending?

Every card is ranked by what it actually returns on the way you spend. Run your numbers and see where the Ink Business Premier lands.

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