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U.S. Bank Business Leverage® Visa Signature®
U.S. Bank

U.S. Bank Business Leverage® Visa Signature®

A $95-a-year business card from U.S. Bank.

Cash back only
Annual fee
$0 first year, then $95/yr
Welcome bonus
$600 in rewards
Min spend
$6,000 in 120 days
Recommended credit
Good to Excellent (670+)
Network
Visa
Foreign transaction fee
None
Apply on U.S. Bank site6.8/10Our rating · review ›

Rates, fees, and full terms are set by U.S. Bank and can change. See current rates & fees on the issuer’s site, and always confirm the latest terms before applying.

Before you apply: U.S. Bank application and welcome-bonus rules →
Offer last verified July 7, 2026. How we verify.

Is this card right for you?

✓ Best for

people who spend heavily on dining, groceries, and gas.

⚠ Think twice if

you will not use enough of its perks and credits to cover the $95 annual fee.

Earning rates

2x points automatically in your top two eligible spending categories each month, chosen from dozens of categories with no cap
5x points on prepaid hotels and car rentals booked in the U.S. Bank Rewards Center
1x point on all other purchases
$600 in rewards after $6,000 in purchases in the first 120 days
Points are worth 1 cent each toward cash back, travel, or gift cards

Best ways to earn & redeem

Put your dining, groceries, and gas spending on this card to earn at its highest rates, and let a different card handle the categories it does not bonus. Its dining rate is on the modest side for that category, so compare before you commit.

When you cash in, take the rewards as cash back or a statement credit, worth a flat 1 cent each. We value every point at a flat 1 cent, so treat any transfer upside as a bonus rather than the baseline — see what your points are really worth.

Features & benefits

$0 intro annual fee the first year, then $95
No foreign transaction fees
Free employee cards

Alternatives to the U.S. Bank Business Leverage® Visa Signature®

Pairs well with

The U.S. Bank Business Leverage® Visa Signature® earns the most in its bonus categories, so pair it with a no-fee flat-rate card to cover everything it only earns a base rate on.

Learn more

How does it rank for your spending?

Every card is ranked by what it actually returns on the way you spend. Run your numbers and see where the U.S. Bank Business Leverage® Visa Signature® lands.

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