Chase
Ink Business Preferred®
Transfers to airlines & hotels
Annual fee
$95/yr
Welcome bonus
100,000 Ultimate Rewards® Points
Min spend
$8,000 in 3 months
Recommended credit
Good to Excellent (700+)
Rates and offer last verified June 17, 2026.
Earning rates
3x on travel, shipping, social/search advertising, and internet/cable/phone (up to $150k/yr combined)
1x on all other purchases
25% more value redeeming points for travel via Chase
Features & benefits
Transfers to 14 airline and hotel partners (United, Southwest & more), mostly 1:1; Hyatt transfers at 4:3 effective October 2026
Cell phone protection up to $600 per claim (up to 3 claims/yr)
Employee cards at no additional cost
Primary rental car coverage for business rentals
Trip cancellation/interruption insurance
No foreign transaction fees
Purchase protection and extended warranty
Statement credits
$10 monthly DoorDash credit on a non-restaurant order, plus complimentary DashPass (through December 2027)
How does it rank for your spending?
Every card is ranked by what it actually returns on the way you spend. Run your numbers and see where the Ink Business Preferred® lands.
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