Ink Business Cash®
A no-annual-fee business card from Chase.
Rates, fees, and full terms are set by Chase and can change. See current rates & fees on the issuer’s site, and always confirm the latest terms before applying.
Is this card right for you?
people who spend heavily on phone and internet bills, office supplies, and dining.
your spending is spread evenly, where a flat-rate card would likely earn you more.
Earning rates
Best ways to earn & redeem
Put your phone and internet bills, office supplies, and dining spending on this card to earn at its highest rates, and let a different card handle the categories it does not bonus. Its phone and internet bills rate is among the stronger ones you will find in that category.
When you cash in, pool the rewards into the issuer transferable points when you also hold an eligible card, then move them to travel partners. We value every point at a flat 1 cent, so treat any transfer upside as a bonus rather than the baseline — see what your points are really worth.
Features & benefits
Transfer partners
On its own this card earns Ultimate Rewards worth about 1 cent each. Pool it with a Chase transfer card such as the Sapphire Preferred, though, and the points unlock the same airline and hotel transfers, where major partners include:
Airline partners
United Airlines, Southwest Airlines, British Airways, Air France/KLM, Singapore Airlines, Air Canada, Virgin Atlantic
To see what a specific flight award actually costs, look up live mileage prices and seat availability on seats.aero.
Hotel partners
You can check the live points price for a specific stay on rooms.aero.
See the full Chase ecosystem, card lineup, and live transfer bonuses →
Alternatives to the Ink Business Cash®
Pairs well with
The Ink Business Cash® earns Ultimate Rewards but cannot transfer on its own. Pair it with a Chase transfer hub to unlock airline and hotel transfers.
Learn more
How does it rank for your spending?
Every card is ranked by what it actually returns on the way you spend. Run your numbers and see where the Ink Business Cash® lands.
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