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Chase Sapphire Reserve for Business℠
Chase

Chase Sapphire Reserve for Business℠

A $795-a-year travel rewards card from Chase.

Limited-Time Offer
Transfers to airlines & hotels
Annual fee
$795/yr
Welcome bonus
150,000 200,000 Ultimate Rewards® Points
Min spend
$30,000 in 6 months
Recommended credit
Excellent (720+)
Network
Visa
Foreign transaction fee
None
Apply on Chase site7.9/10Our rating · review ›

Rates, fees, and full terms are set by Chase and can change. See current rates & fees on the issuer’s site, and always confirm the latest terms before applying.

Before you apply: Chase application and welcome-bonus rules →
Offer last verified July 24, 2026. How we verify.

Is this card right for you?

✓ Best for

people who spend heavily on dining and travel and want travel rewards they can grow.

⚠ Think twice if

you will not use enough of its perks and credits to cover the $795 annual fee.

Earning rates

4x Ultimate Rewards® points on travel and dining worldwide
50% more value redeeming points for travel via Chase

Best ways to earn & redeem

Put your dining and travel spending on this card to earn at its highest rates, and let a different card handle the categories it does not bonus. Its dining rate is among the stronger ones you will find in that category.

When you cash in, transfer the points to airline and hotel partners for potential outsized value, or take a flat 1 cent as cash or travel. We value every point at a flat 1 cent, so treat any transfer upside as a bonus rather than the baseline — see what your points are really worth.

Features & benefits

$300 annual travel credit (auto-applied to travel purchases)
Global Entry or TSA PreCheck application fee credit
1:1 point transfer to 14 airline and hotel partners
Primary rental car coverage for business and personal use
Trip cancellation/interruption insurance up to $10,000 per person
Cell phone protection up to $1,000 per claim
Employee cards at no additional cost
No foreign transaction fees
Purchase protection and extended warranty

Lounge access

Priority Pass Select: unlimited visits to 1,300+ airport lounges worldwide (lounge access only; no Priority Pass restaurants)
Unlimited access to Chase Sapphire Lounge by The Club locations
Up to 2 guests free, then $27 per guest, per visit

Statement credits

$300 annual travel credit (auto-applied to travel purchases)
Global Entry or TSA PreCheck fee credit (~$100)

Transfer partners

Your Ultimate Rewards transfer directly to airline and hotel loyalty programs, usually at 1:1. That is where transferable points beat flat cash back, because the right award can be worth well over 1 cent each. Major partners include:

Airline partners

United Airlines, Southwest Airlines, British Airways, Air France/KLM, Singapore Airlines, Air Canada, Virgin Atlantic

To see what a specific flight award actually costs, look up live mileage prices and seat availability on seats.aero.

Hotel partners

World of Hyatt

You can check the live points price for a specific stay on rooms.aero.

See the full Chase ecosystem, card lineup, and live transfer bonuses →

Alternatives to the Chase Sapphire Reserve for Business℠

Pairs well with

The Chase Sapphire Reserve for Business℠ is a Chase transfer hub. Pair it with these strong Ultimate Rewards earners, whose points pool into it so you can transfer the combined balance.

Learn more

How does it rank for your spending?

Every card is ranked by what it actually returns on the way you spend. Run your numbers and see where the Chase Sapphire Reserve for Business℠ lands.

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