Citi
Citi Custom Cash℠
Legacy card. This card is no longer open to new applicants. It is shown for historical reference and for existing cardholders, who can still add it to My Wallet to plan around what they already carry.
Pools with Citi → transferable
Annual fee
No annual fee
Welcome bonus
Not available (no longer open to new applicants)
Min spend
N/A
Recommended credit
Good (670+)
Rates and offer last verified June 17, 2026.
Earning rates
5% cash back on your top eligible spend category each billing cycle (up to $500 in spend, then 1%)
1% on all other purchases
Earns Citi ThankYou Points, poolable with a Strata Premier for airline and hotel transfers
Features & benefits
Eligible categories include restaurants, gas, groceries, select travel, transit, and streaming
No annual fee
How does it rank for your spending?
Every card is ranked by what it actually returns on the way you spend. Run your numbers and see where the Citi Custom Cash℠ lands.
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