Capital One
Capital One SavorOne
Pools with Capital One → transferable
Annual fee
$39/yr
Welcome bonus
None
Min spend
N/A
Recommended credit
Fair (580+)
Rates and offer last verified June 17, 2026.
Earning rates
3% cash back on dining
3% on entertainment and popular streaming services
3% at grocery stores
1% on all other purchases
Cash back never expires for the life of the account
Features & benefits
$39 annual fee
No foreign transaction fees
Step up dining card for fair credit toward Venture X and Savor
How does it rank for your spending?
Every card is ranked by what it actually returns on the way you spend. Run your numbers and see where the Capital One SavorOne lands.
Calculate My Card