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Capital One Venture
Capital One

Capital One Venture

A $95-a-year travel rewards card from Capital One.

Transfers to airlines & hotels
Annual fee
$95/yr
Welcome bonus
75,000 Miles
Min spend
$4,000 in 3 months
Recommended credit
Good to Excellent (700+)
Network
Visa
Foreign transaction fee
None
Apply on Capital One site8.1/10Our rating · review ›

Rates, fees, and full terms are set by Capital One and can change. See current rates & fees on the issuer’s site, and always confirm the latest terms before applying.

Before you apply: Capital One application and welcome-bonus rules →
Offer last verified July 24, 2026. How we verify.

Is this card right for you?

✓ Best for

people who want a simple, flat rate on every purchase with nothing to track.

⚠ Think twice if

you will not use enough of its perks and credits to cover the $95 annual fee.

Earning rates

2x miles on every purchase, every day
5x miles on hotels and rental cars booked through Capital One Travel
Transfer miles to 15+ airline and hotel partners at 1:1

Best ways to earn & redeem

Use it as a flat-rate everyday card, since it earns the same on every purchase, and pair it with bonus-category cards for groceries, dining, and travel.

When you cash in, transfer the points to airline and hotel partners for potential outsized value, or take a flat 1 cent as cash or travel. We value every point at a flat 1 cent, so treat any transfer upside as a bonus rather than the baseline — see what your points are really worth.

Features & benefits

Up to $100 credit for Global Entry or TSA PreCheck
No foreign transaction fees
Travel accident insurance and 24-hour travel assistance
Extended warranty and purchase protection

Statement credits

Global Entry or TSA PreCheck fee credit (~$100)

Transfer partners

Your Miles transfer directly to airline and hotel loyalty programs, usually at 1:1. That is where transferable points beat flat cash back, because the right award can be worth well over 1 cent each. Major partners include:

Airline partners

Air Canada Aeroplan, Turkish Miles & Smiles, Avianca LifeMiles, Flying Blue (Air France/KLM), Singapore Airlines, British Airways

To see what a specific flight award actually costs, look up live mileage prices and seat availability on seats.aero.

Hotel partners

Wyndham Rewards

You can check the live points price for a specific stay on rooms.aero.

See the full Capital One ecosystem, card lineup, and live transfer bonuses →

Pairs well with

The Capital One Venture is a Capital One transfer hub. Pair it with these strong Miles earners, whose points pool into it so you can transfer the combined balance.

How does it rank for your spending?

Every card is ranked by what it actually returns on the way you spend. Run your numbers and see where the Capital One Venture lands.

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