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Affinity Cash Rewards Visa® Signature Card
Affinity FCU

Affinity Cash Rewards Visa® Signature Card

A no-annual-fee cash back card from Affinity FCU.

Cash back only
Annual fee
No annual fee
Welcome bonus
$150 cash back
Min spend
$3,000 in the first 90 days
Recommended credit
Good (670+)
Network
Visa
Apply on Affinity FCU site7.0/10Our rating · review ›

Rates, fees, and full terms are set by Affinity FCU and can change. See current rates & fees on the issuer’s site, and always confirm the latest terms before applying.

Before you apply: credit card application and welcome-bonus rules →
Offer last verified July 17, 2026. How we verify.

Is this card right for you?

✓ Best for

people who spend heavily on Amazon, dining, and groceries.

⚠ Think twice if

your spending is spread evenly, where a flat-rate card would likely earn you more.

Earning rates

5% back on Amazon and bookstores, on up to $1,000 in spend per month
2% back on groceries, dining, gas, streaming, and rideshare
1% back on everything else

Best ways to earn & redeem

Put your Amazon, dining, and groceries spending on this card to earn at its highest rates, and let a different card handle the categories it does not bonus.

When you cash in, take the rewards as cash back or a statement credit, worth a flat 1 cent each. We value every point at a flat 1 cent, so treat any transfer upside as a bonus rather than the baseline — see what your points are really worth.

Features & benefits

No annual fee

Alternatives to the Affinity Cash Rewards Visa® Signature Card

Pairs well with

The Affinity Cash Rewards Visa® Signature Card earns the most in its bonus categories, so pair it with a no-fee flat-rate card to cover everything it only earns a base rate on.

How does it rank for your spending?

Every card is ranked by what it actually returns on the way you spend. Run your numbers and see where the Affinity Cash Rewards Visa® Signature Card lands.

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