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Wells Fargo Autograph℠
Wells Fargo

Wells Fargo Autograph℠

A no-annual-fee travel rewards card from Wells Fargo.

Transfers to airlines & hotels
Annual fee
No annual fee
Welcome bonus
20,000 bonus points ($200 value)
Min spend
$1,000 in 3 months
Recommended credit
Good (670+)
Network
Visa
Foreign transaction fee
None
Apply on Wells Fargo site9.0/10Our rating · review ›

Rates, fees, and full terms are set by Wells Fargo and can change. See current rates & fees on the issuer’s site, and always confirm the latest terms before applying.

Before you apply: Wells Fargo application and welcome-bonus rules →
Offer last verified July 24, 2026. How we verify.

Is this card right for you?

✓ Best for

people who spend heavily on dining, gas, and travel and want travel rewards they can grow.

⚠ Think twice if

your spending is spread evenly, where a flat-rate card would likely earn you more.

Earning rates

3x points on restaurants, travel, gas stations and EV charging, transit, streaming, and phone plans
1x on all other purchases
20,000 bonus points ($200 value) after $1,000 spend in first 3 months
0% intro APR for 12 months on purchases

Best ways to earn & redeem

Put your dining, gas, and travel spending on this card to earn at its highest rates, and let a different card handle the categories it does not bonus.

When you cash in, transfer the points to airline and hotel partners for potential outsized value, or take a flat 1 cent as cash or travel. We value every point at a flat 1 cent, so treat any transfer upside as a bonus rather than the baseline — see what your points are really worth.

Features & benefits

No annual fee, no foreign transaction fees
Cell phone protection up to $600 (when you pay your monthly bill with this card)
Auto rental collision damage waiver
Travel accident insurance
Visa Signature Concierge service
Zero liability protection

Transfer partners

Your Go Far Rewards transfer directly to airline and hotel loyalty programs, usually at 1:1. That is where transferable points beat flat cash back, because the right award can be worth well over 1 cent each. Major partners include:

Airline partners

Air France/KLM Flying Blue, Avianca LifeMiles, British Airways, Iberia, Cathay Pacific, JetBlue TrueBlue, Aer Lingus

To see what a specific flight award actually costs, look up live mileage prices and seat availability on seats.aero.

Hotel partners

Choice Privileges

You can check the live points price for a specific stay on rooms.aero.

See the full Wells Fargo ecosystem, card lineup, and live transfer bonuses →

Alternatives to the Wells Fargo Autograph℠

Pairs well with

The Wells Fargo Autograph℠ is a Wells Fargo transfer hub. Pair it with these strong Go Far Rewards earners, whose points pool into it so you can transfer the combined balance.

How does it rank for your spending?

Every card is ranked by what it actually returns on the way you spend. Run your numbers and see where the Wells Fargo Autograph℠ lands.

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