Bilt
Bilt Blue
Transfers to airlines & hotels
Annual fee
No annual fee
Welcome bonus
$100 in Bilt Cash on account opening
Min spend
N/A
Recommended credit
Good (670+)
Rates and offer last verified June 17, 2026.
Earning rates
Earn Bilt Points on rent and mortgage payments, no transaction fee
1x points on everyday purchases
4% back in Bilt Cash on everyday spending
Transfer points to 15+ airline and hotel partners (United, Alaska, Hyatt & more)
10% intro APR for 12 months on purchases
Features & benefits
$100 in Bilt Cash on account opening
No annual fee, no foreign transaction fees
Rental car insurance
Statement credits
$100 Bilt Cash on account opening
How does it rank for your spending?
Every card is ranked by what it actually returns on the way you spend. Run your numbers and see where the Bilt Blue lands.
Calculate My Card