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HSBC Premier World Mastercard®
HSBC

HSBC Premier World Mastercard®

A $95-a-year travel rewards card from HSBC.

Transfers to airlines & hotels
Annual fee
$95/yr
Welcome bonus
50,000 bonus points
Min spend
$4,000 in the first 3 months
Recommended credit
Good (670+)
Network
Mastercard
Apply on HSBC site8.4/10Our rating · review ›

Rates, fees, and full terms are set by HSBC and can change. See current rates & fees on the issuer’s site, and always confirm the latest terms before applying.

Before you apply: credit card application and welcome-bonus rules →
Offer last verified July 24, 2026. How we verify.

Is this card right for you?

✓ Best for

people who spend heavily on groceries, gas, and travel and want travel rewards they can grow.

⚠ Think twice if

you will not use enough of its perks and credits to cover the $95 annual fee.

Earning rates

3 points per dollar on gas and groceries
2 points per dollar on travel
Points transfer 1 to 1 to 11 airline and 2 hotel partners

Best ways to earn & redeem

Put your groceries, gas, and travel spending on this card to earn at its highest rates, and let a different card handle the categories it does not bonus.

When you cash in, transfer the points to airline and hotel partners for potential outsized value, or take a flat 1 cent as cash or travel. We value every point at a flat 1 cent, so treat any transfer upside as a bonus rather than the baseline — see what your points are really worth.

Features & benefits

1 point per dollar on everything else
Up to $60 streaming, monthly Lyft, and Instacart+ credits

Statement credits

Up to $60 annual TV and radio streaming credit
$5 monthly Lyft credit
Up to $140 annual Instacart+ credit
Global Entry or TSA PreCheck fee credit

Alternatives to the HSBC Premier World Mastercard®

Pairs well with

The HSBC Premier World Mastercard® earns the most in its bonus categories, so pair it with a no-fee flat-rate card to cover everything it only earns a base rate on.

How does it rank for your spending?

Every card is ranked by what it actually returns on the way you spend. Run your numbers and see where the HSBC Premier World Mastercard® lands.

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