Hilton Honors Surpass®
A $150-a-year hotel card from American Express.
Rates, fees, and full terms are set by American Express and can change. See current rates & fees on the issuer’s site, and always confirm the latest terms before applying.
Is this card right for you?
people who spend heavily on dining, groceries, and gas.
you will not use enough of its perks and credits to cover the $150 annual fee.
Earning rates
Best ways to earn & redeem
Put your dining, groceries, and gas spending on this card to earn at its highest rates, and let a different card handle the categories it does not bonus. Its dining rate is among the stronger ones you will find in that category.
When you cash in, redeem the miles or points inside the single loyalty program this card is tied to. We value every point at a flat 1 cent, so treat any transfer upside as a bonus rather than the baseline — see what your points are really worth.
Features & benefits
Statement credits
Alternatives to the Hilton Honors Surpass®
Pairs well with
The Hilton Honors Surpass® earns the most in its bonus categories, so pair it with a no-fee flat-rate card to cover everything it only earns a base rate on.
How does it rank for your spending?
Every card is ranked by what it actually returns on the way you spend. Run your numbers and see where the Hilton Honors Surpass® lands.
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