One Key™ Card
A no-annual-fee travel rewards card from Wells Fargo.
Rates, fees, and full terms are set by Wells Fargo and can change. See current rates & fees on the issuer’s site, and always confirm the latest terms before applying.
Is this card right for you?
people who spend heavily on dining, groceries, and gas and want travel rewards they can grow.
your spending is spread evenly, where a flat-rate card would likely earn you more.
Earning rates
Best ways to earn & redeem
Put your dining, groceries, and gas spending on this card to earn at its highest rates, and let a different card handle the categories it does not bonus.
When you cash in, redeem the miles or points inside the single loyalty program this card is tied to. We value every point at a flat 1 cent, so treat any transfer upside as a bonus rather than the baseline — see what your points are really worth.
Features & benefits
Alternatives to the One Key™ Card
Pairs well with
The One Key™ Card earns the most in its bonus categories, so pair it with a no-fee flat-rate card to cover everything it only earns a base rate on.
Learn more
How does it rank for your spending?
Every card is ranked by what it actually returns on the way you spend. Run your numbers and see where the One Key™ Card lands.
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