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Citi® / AAdvantage® MileUp®
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Citi® / AAdvantage® MileUp®

A no-annual-fee airline card from Citi.

Locked to American Airlines AAdvantage
Annual fee
No annual fee
Welcome bonus
15,000 American Airlines AAdvantage® miles
Min spend
$500 in 3 months
Recommended credit
Good (670+)
Network
Mastercard
Apply on Citi site5.7/10Our rating · review ›

Rates, fees, and full terms are set by Citi and can change. See current rates & fees on the issuer’s site, and always confirm the latest terms before applying.

Before you apply: Citi application and welcome-bonus rules →
Offer last verified July 24, 2026. How we verify.

Is this card right for you?

✓ Best for

people who spend heavily on groceries and want travel rewards they can grow.

⚠ Think twice if

your spending is spread evenly, where a flat-rate card would likely earn you more.

Earning rates

2x AAdvantage® miles at grocery stores
2x miles on American Airlines purchases
1x miles on all other purchases
25% savings on in-flight food and beverage purchases
Redeem miles for flights, upgrades, and more on American Airlines

Best ways to earn & redeem

Put your groceries spending on this card to earn at its highest rates, and let a different card handle the categories it does not bonus. Its groceries rate is on the modest side for that category, so compare before you commit.

When you cash in, redeem the miles or points inside the single loyalty program this card is tied to. We value every point at a flat 1 cent, so treat any transfer upside as a bonus rather than the baseline — see what your points are really worth.

Features & benefits

No annual fee

Alternatives to the Citi® / AAdvantage® MileUp®

Pairs well with

The Citi® / AAdvantage® MileUp® earns the most in its bonus categories, so pair it with a no-fee flat-rate card to cover everything it only earns a base rate on.

How does it rank for your spending?

Every card is ranked by what it actually returns on the way you spend. Run your numbers and see where the Citi® / AAdvantage® MileUp® lands.

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