Chase

Disney® Inspire Visa® Card

A $149-a-year cash back card from Chase.

Locked to Disney

Annual fee

$149/yr

Welcome bonus

$500 (gift card + statement credit)

Min spend

$1,000 in 3 months

Recommended credit

Good to Excellent (700+)

Network

Visa

Apply on Chase site 3.2/10Our rating · review ›

Rates, fees, and full terms are set by Chase and can change. See current rates & fees on the issuer’s site, and always confirm the latest terms before applying.

Before you apply: Chase application and welcome-bonus rules →

Offer last verified August 19, 2026. How we verify.

Is this card right for you?

✓ Best for

people who spend heavily on gas, dining, and groceries.

⚠ Think twice if

you will not use enough of its perks and credits to cover the $149 annual fee.

Earning rates

10% back on Disney+, Hulu, and ESPN subscriptions

3% back at gas stations and most Disney U.S. locations

2% back at grocery stores and restaurants

1% back on all other purchases

Disney Rewards Dollars redeem toward Disney parks, resorts, cruises, and merchandise

Best ways to earn & redeem

Put your gas, dining, and groceries spending on this card to earn at its highest rates, and let a different card handle the categories it does not bonus.

When you cash in, redeem the miles or points inside the single loyalty program this card is tied to. We value every point at a flat 1 cent, so treat any transfer upside as a bonus rather than the baseline — see what your points are really worth.

Features & benefits

6-month special financing on Disney purchases of $500 or more

Statement credits

Up to $120 Disney+, Hulu, and ESPN credit annually

$100 statement credit after $200 on Disney theme park tickets

200 Disney Rewards Dollars after $2,000 on Disney resorts or cruises

Alternatives to the Disney® Inspire Visa® Card

Disney® Premier Visa® Card
Chase, $49/yr
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AAA Daily Advantage Visa Signature®
Bread Financial, No annual fee
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Affinity Cash Rewards Visa® Signature Card
Affinity FCU, No annual fee
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Pairs well with

The Disney® Inspire Visa® Card earns the most in its bonus categories, so pair it with a no-fee flat-rate card to cover everything it only earns a base rate on.

GM Rewards™ Mastercard®
Barclays, No annual fee
Citi Double Cash®
Citi, No annual fee

Learn more

How does it rank for your spending?

Every card is ranked by what it actually returns on the way you spend. Run your numbers and see where the Disney® Inspire Visa® Card lands.

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