Discover it® Secured Credit Card
A no-annual-fee cash back card from Discover.
Rates, fees, and full terms are set by Discover and can change; check Discover’s official terms for current rates and fees before applying.
Is this card right for you?
someone rebuilding credit who wants a card that reports to all three bureaus.
your spending is spread evenly, where a flat-rate card would likely earn you more.
Earning rates
Best ways to earn & redeem
Put your dining and gas spending on this card to earn at its highest rates, and let a different card handle the categories it does not bonus. Its dining rate is on the modest side for that category, so compare before you commit.
When you cash in, take the rewards as cash back or a statement credit, worth a flat 1 cent each. We value every point at a flat 1 cent, so treat any transfer upside as a bonus rather than the baseline — see what your points are really worth.
Features & benefits
Alternatives to the Discover it® Secured Credit Card
Pairs well with
The Discover it® Secured Credit Card earns the most in its bonus categories, so pair it with a no-fee flat-rate card to cover everything it only earns a base rate on.
Learn more
How does it rank for your spending?
Every card is ranked by what it actually returns on the way you spend. Run your numbers and see where the Discover it® Secured Credit Card lands.
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