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Capital One Quicksilver Secured Cash Rewards
Capital One

Capital One Quicksilver Secured Cash Rewards

A no-annual-fee cash back card from Capital One.

Cash back only
Annual fee
No annual fee
Welcome bonus
None
Min spend
N/A
Recommended credit
New or rebuilding credit
Network
Mastercard
Apply on Capital One site7.6/10Our rating · review ›

Rates, fees, and full terms are set by Capital One and can change. See current rates & fees on the issuer’s site, and always confirm the latest terms before applying.

Before you apply: Capital One application and welcome-bonus rules →
Offer last verified July 24, 2026. How we verify.

Is this card right for you?

✓ Best for

someone rebuilding credit who wants a card that reports to all three bureaus.

⚠ Think twice if

you would rather chase elevated bonus categories than earn one flat rate.

Earning rates

Unlimited 1.5% cash back on every purchase
5% back on hotels and rental cars booked through Capital One Travel

Best ways to earn & redeem

Use it as a flat-rate everyday card, since it earns the same on every purchase, and pair it with bonus-category cards for groceries, dining, and travel.

When you cash in, take the rewards as cash back or a statement credit, worth a flat 1 cent each. We value every point at a flat 1 cent, so treat any transfer upside as a bonus rather than the baseline — see what your points are really worth.

Features & benefits

Refundable $200 security deposit sets your credit limit
Capital One reviews your account for an upgrade to unsecured (deposit refunded), typically in 6 to 12 months
No annual fee; reports to all three credit bureaus

Alternatives to the Capital One Quicksilver Secured Cash Rewards

Pairs well with

The Capital One Quicksilver Secured Cash Rewards earns a flat rate on everything, so pair it with a category card or two to earn more where you spend the most.

How does it rank for your spending?

Every card is ranked by what it actually returns on the way you spend. Run your numbers and see where the Capital One Quicksilver Secured Cash Rewards lands.

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