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Costco Anywhere Visa® Business Card
Citi

Costco Anywhere Visa® Business Card

A $65-a-year travel rewards card from Citi.

Cash back only
Annual fee
$65/yr
Welcome bonus
None
Min spend
N/A
Recommended credit
Good to Excellent (700+)
Network
Visa
Foreign transaction fee
None
Apply on Citi site7.1/10Our rating · review ›

Rates, fees, and full terms are set by Citi and can change. See current rates & fees on the issuer’s site, and always confirm the latest terms before applying.

Before you apply: Citi application and welcome-bonus rules →
Offer last verified July 26, 2026. How we verify.

Is this card right for you?

✓ Best for

people who spend heavily on gas, dining, and travel and want travel rewards they can grow.

⚠ Think twice if

you will not use enough of its perks and credits to cover the $65 annual fee.

Earning rates

5% cash back on gas at Costco, and 4% on other eligible gas and EV charging worldwide (up to $7,000 combined per year, then 1%)
3% on restaurants and eligible travel, including Costco Travel
2% on all other Costco and Costco.com purchases
1% on all other purchases
Cash back paid once a year as a Costco reward certificate, redeemable at U.S. warehouses

Best ways to earn & redeem

Put your gas, dining, and travel spending on this card to earn at its highest rates, and let a different card handle the categories it does not bonus. Its gas rate is among the stronger ones you will find in that category.

When you cash in, take the rewards as cash back or a statement credit, worth a flat 1 cent each. We value every point at a flat 1 cent, so treat any transfer upside as a bonus rather than the baseline — see what your points are really worth.

Features & benefits

The $65 annual fee reflects the required Costco Business membership; the card itself has no separate fee
Each employee added as an authorized user needs their own Costco membership
No foreign transaction fees
Purchase protection, extended warranty, and auto rental collision damage waiver

Alternatives to the Costco Anywhere Visa® Business Card

Pairs well with

The Costco Anywhere Visa® Business Card earns the most in its bonus categories, so pair it with a no-fee flat-rate card to cover everything it only earns a base rate on.

Learn more

How does it rank for your spending?

Every card is ranked by what it actually returns on the way you spend. Run your numbers and see where the Costco Anywhere Visa® Business Card lands.

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