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Citi Prestige® Card
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Citi Prestige® Card

A $495-a-year travel rewards card from Citi.

Legacy card. This card is no longer open to new applicants. It is shown for historical reference and for existing cardholders, who can still add it to My Wallet to plan around what they already carry.
Transfers to airlines & hotels
Annual fee
$495/yr
Welcome bonus
Not available (no longer open to new applicants)
Min spend
N/A
Recommended credit
Excellent (740+)
Network
Mastercard
6.3/10Our rating · review ›

Rates, fees, and full terms are set by Citi and can change; check Citi’s official terms for current rates and fees before applying.

Offer last verified June 18, 2026. How we verify.

Is this card right for you?

✓ Best for

people who spend heavily on dining and travel and want travel rewards they can grow.

⚠ Think twice if

you will not use enough of its perks and credits to cover the $495 annual fee.

Earning rates

5x ThankYou Points on air travel and restaurants
3x on hotels and cruise lines
1x on all other purchases
Points transfer to 16+ airline and hotel partners

Best ways to earn & redeem

Put your dining and travel spending on this card to earn at its highest rates, and let a different card handle the categories it does not bonus. Its dining rate is among the stronger ones you will find in that category.

When you cash in, transfer the points to airline and hotel partners for potential outsized value, or take a flat 1 cent as cash or travel. We value every point at a flat 1 cent, so treat any transfer upside as a bonus rather than the baseline — see what your points are really worth.

Features & benefits

$250 annual air travel credit
4th Night Free on hotel stays booked through Citi ThankYou (4+ consecutive nights)
Up to $100 Global Entry or TSA PreCheck application fee credit

Lounge access

Legacy benefit for existing cardholders: Priority Pass Select membership for airport lounge access

Transfer partners

Your ThankYou Points transfer directly to airline and hotel loyalty programs, usually at 1:1. That is where transferable points beat flat cash back, because the right award can be worth well over 1 cent each. Major partners include:

Airline partners

American Airlines AAdvantage, Turkish Miles & Smiles, JetBlue TrueBlue, Virgin Atlantic, Avianca LifeMiles, Air France/KLM

To see what a specific flight award actually costs, look up live mileage prices and seat availability on seats.aero.

Hotel partners

Wyndham Rewards, Choice Privileges, The Leading Hotels of the World

You can check the live points price for a specific stay on rooms.aero.

See the full Citi ecosystem, card lineup, and live transfer bonuses →

Alternatives to the Citi Prestige® Card

Pairs well with

The Citi Prestige® Card is a Citi transfer hub. Pair it with these strong ThankYou Points earners, whose points pool into it so you can transfer the combined balance.

Learn more

How does it rank for your spending?

Every card is ranked by what it actually returns on the way you spend. Run your numbers and see where the Citi Prestige® Card lands.

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