Chase
United℠ Club
Locked to United MileagePlus
Annual fee
$695/yr
Welcome bonus
Up to 90,000 bonus miles
Min spend
$5,000 in 3 months
Recommended credit
Excellent (720+)
Rates and offer last verified June 17, 2026.
Earning rates
11x miles on United flights booked with the card
5x miles on prepaid hotels and other United purchases
2x miles on travel and dining
1x miles on all other purchases
Features & benefits
First and second checked bags free on United (primary cardmember + 1 companion)
Premier Access travel services and priority boarding
Up to $100 Global Entry, TSA PreCheck, or NEXUS fee credit
No foreign transaction fees
Lounge access
Full United Club membership: unlimited access to all United Club and United Club Fly locations
Star Alliance affiliated lounge access when flying United or a Star Alliance partner
How does it rank for your spending?
Every card is ranked by what it actually returns on the way you spend. Run your numbers and see where the United℠ Club lands.
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