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Citi® / AAdvantage® Executive
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Citi® / AAdvantage® Executive

A $595-a-year airline card from Citi.

Limited-Time Offer
Locked to American Airlines AAdvantage
Annual fee
$595/yr
Welcome bonus
70,000 70,000 AAdvantage® Miles
Min spend
$7,000 in 3 months
Recommended credit
Excellent (720+)
Network
Mastercard
Foreign transaction fee
None
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Rates, fees, and full terms are set by Citi and can change. See current rates & fees on the issuer’s site, and always confirm the latest terms before applying.

Before you apply: Citi application and welcome-bonus rules →
Offer last verified July 24, 2026. How we verify.

Is this card right for you?

✓ Best for

people who want straightforward everyday rewards.

⚠ Think twice if

you will not use enough of its perks and credits to cover the $595 annual fee.

Earning rates

4x AAdvantage® miles on American Airlines purchases
10x miles on hotels and car rentals booked via aa.com
1x on all other purchases
25% savings on in-flight food, beverages, and Wi-Fi

Best ways to earn & redeem

Use it as a flat-rate everyday card, since it earns the same on every purchase, and pair it with bonus-category cards for groceries, dining, and travel.

When you cash in, redeem the miles or points inside the single loyalty program this card is tied to. We value every point at a flat 1 cent, so treat any transfer upside as a bonus rather than the baseline — see what your points are really worth.

Features & benefits

First checked bag free for you and up to 8 companions on the same reservation
Priority boarding on American Airlines flights
Global Entry or TSA PreCheck application fee credit
Companion Certificate for domestic economy after $30k spend in a calendar year
No foreign transaction fees
Trip cancellation/interruption insurance and lost luggage protection

Lounge access

Complimentary Admirals Club membership: 100+ American Airlines Admirals Club and partner lounges
Bring up to 2 guests, or immediate family (spouse or partner and children under 18), when traveling same-day on American or a oneworld airline

Alternatives to the Citi® / AAdvantage® Executive

Pairs well with

The Citi® / AAdvantage® Executive earns a flat rate on everything, so pair it with a category card or two to earn more where you spend the most.

How does it rank for your spending?

Every card is ranked by what it actually returns on the way you spend. Run your numbers and see where the Citi® / AAdvantage® Executive lands.

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