Capital One
Capital One Venture X
Transfers to airlines & hotels
Annual fee
$395/yr
Welcome bonus
75,000 Miles
Min spend
$4,000 in 3 months
Recommended credit
Excellent (720+)
Rates and offer last verified June 17, 2026.
Earning rates
10x miles on hotels and rental cars via Capital One Travel
5x on flights via Capital One Travel
2x on all other purchases
10,000 bonus miles every account anniversary (~$100 value)
Features & benefits
$300 annual travel credit (for Capital One Travel bookings)
Global Entry or TSA PreCheck credit
No foreign transaction fees
Cell phone protection up to $800
Trip cancellation/interruption insurance
Primary rental car coverage
Lounge access
Unlimited Priority Pass lounge access for the cardholder, airport lounges only (no restaurants). As of February 1, 2026 there are no complimentary guests; each guest is $35 per visit
Authorized users no longer get free lounge access; adding it costs $125 per year per authorized user
Complimentary Capital One Lounge and Capital One Landing access; guests are not complimentary unless you spend $75,000 in a calendar year, which unlocks 2 free guests at Capital One Lounges and 1 at Capital One Landings
Statement credits
$300 annual travel credit (via Capital One Travel)
10,000 bonus miles every anniversary (~$100 value)
Global Entry or TSA PreCheck fee credit (~$100)
How does it rank for your spending?
Every card is ranked by what it actually returns on the way you spend. Run your numbers and see where the Capital One Venture X lands.
Calculate My Card