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Best Western Rewards® Premium Visa Signature® Card
First Bank & Trust

Best Western Rewards® Premium Visa Signature® Card

A $89-a-year hotel card from First Bank & Trust.

Locked to Best Western Rewards
Annual fee
$89/yr
Welcome bonus
Up to 80,000 bonus points
Min spend
$3,000 in the first 3 months
Recommended credit
Good (670+)
Network
Visa
Apply on First Bank & Trust site7.8/10Our rating · review ›

Rates, fees, and full terms are set by First Bank & Trust and can change. See current rates & fees on the issuer’s site, and always confirm the latest terms before applying.

Before you apply: credit card application and welcome-bonus rules →
Offer last verified August 7, 2026. How we verify.

Is this card right for you?

✓ Best for

people who spend heavily on groceries and gas and want travel rewards they can grow.

⚠ Think twice if

you will not use enough of its perks and credits to cover the $89 annual fee.

Earning rates

10 points per dollar spent at Best Western hotels
4 points per dollar on gas and groceries
2 points per dollar on all other purchases
20,000 bonus points each year you spend at least $5,000
Automatic Best Western Rewards Platinum Select elite status

Best ways to earn & redeem

Put your groceries and gas spending on this card to earn at its highest rates, and let a different card handle the categories it does not bonus. Its groceries rate is among the stronger ones you will find in that category.

When you cash in, redeem the miles or points inside the single loyalty program this card is tied to. We value every point at a flat 1 cent, so treat any transfer upside as a bonus rather than the baseline — see what your points are really worth.

Alternatives to the Best Western Rewards® Premium Visa Signature® Card

Pairs well with

The Best Western Rewards® Premium Visa Signature® Card earns the most in its bonus categories, so pair it with a no-fee flat-rate card to cover everything it only earns a base rate on.

How does it rank for your spending?

Every card is ranked by what it actually returns on the way you spend. Run your numbers and see where the Best Western Rewards® Premium Visa Signature® Card lands.

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