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World of Hyatt
Chase

World of Hyatt

A $95-a-year hotel card from Chase.

Locked to World of Hyatt
Annual fee
$95/yr
Welcome bonus
Up to 75,000 Bonus Points
Min spend
$5,000 in 3 months
Recommended credit
Good to Excellent (700+)
Network
Visa
Foreign transaction fee
None
Apply on Chase site6.7/10Our rating · review ›

Rates, fees, and full terms are set by Chase and can change. See current rates & fees on the issuer’s site, and always confirm the latest terms before applying.

Before you apply: Chase application and welcome-bonus rules →
Offer last verified July 24, 2026. How we verify.

Is this card right for you?

✓ Best for

people who spend heavily on dining and travel and want travel rewards they can grow.

⚠ Think twice if

you will not use enough of its perks and credits to cover the $95 annual fee.

Earning rates

4x Hyatt points at Hyatt hotels
2x points on dining, airline tickets, local transit, and fitness clubs
1x points on all other purchases

Best ways to earn & redeem

Put your dining and travel spending on this card to earn at its highest rates, and let a different card handle the categories it does not bonus. Its dining rate is on the modest side for that category, so compare before you commit.

When you cash in, redeem the miles or points inside the single loyalty program this card is tied to. We value every point at a flat 1 cent, so treat any transfer upside as a bonus rather than the baseline — see what your points are really worth.

Features & benefits

1 free night award every cardmember anniversary (Cat 1 to 4)
Automatic World of Hyatt Discoverist status
5 qualifying night credits toward next status tier each year
No foreign transaction fees
Trip cancellation/interruption insurance

Statement credits

1 free night award (Category 1 to 4) every cardmember anniversary

Pairs well with

The World of Hyatt earns the most in its bonus categories, so pair it with a no-fee flat-rate card to cover everything it only earns a base rate on.

How does it rank for your spending?

Every card is ranked by what it actually returns on the way you spend. Run your numbers and see where the World of Hyatt lands.

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