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Avianca LifeMiles American Express® Card
Cardless

Avianca LifeMiles American Express® Card

A $99-a-year airline card from Cardless.

Locked to Avianca LifeMiles
Annual fee
$99/yr
Welcome bonus
40,000 miles
Min spend
$3,000 in 90 days
Recommended credit
Good to Excellent (670+)
Network
American Express
Foreign transaction fee
None
Apply on Cardless site5.3/10Our rating · review ›

Rates, fees, and full terms are set by Cardless and can change. See current rates & fees on the issuer’s site, and always confirm the latest terms before applying.

Before you apply: credit card application and welcome-bonus rules →
Offer last verified July 6, 2026. How we verify.

Is this card right for you?

✓ Best for

people who spend heavily on dining and groceries and want travel rewards they can grow.

⚠ Think twice if

you will not use enough of its perks and credits to cover the $99 annual fee.

Earning rates

2x LifeMiles on Avianca and LifeMiles purchases
2x LifeMiles on groceries and dining
1x LifeMiles on all other purchases
Complimentary LifeMiles Silver status with a 20% bonus on Avianca flight miles
5% discount on Avianca award redemptions

Best ways to earn & redeem

Put your dining and groceries spending on this card to earn at its highest rates, and let a different card handle the categories it does not bonus. Its dining rate is on the modest side for that category, so compare before you commit.

When you cash in, redeem the miles or points inside the single loyalty program this card is tied to. We value every point at a flat 1 cent, so treat any transfer upside as a bonus rather than the baseline — see what your points are really worth.

Features & benefits

No foreign transaction fees

Lounge access

2 Avianca VIP lounge visits per year plus 1 companion visit per year, via complimentary LifeMiles Silver status (renews while the card is open)

Alternatives to the Avianca LifeMiles American Express® Card

Pairs well with

The Avianca LifeMiles American Express® Card earns the most in its bonus categories, so pair it with a no-fee flat-rate card to cover everything it only earns a base rate on.

How does it rank for your spending?

Every card is ranked by what it actually returns on the way you spend. Run your numbers and see where the Avianca LifeMiles American Express® Card lands.

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