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Verizon Visa® Card
Synchrony

Verizon Visa® Card

A no-annual-fee cash back card from Synchrony.

Cash back only
Annual fee
No annual fee
Welcome bonus
Up to $200 in statement credits
Min spend
$1,500 in 90 days
Recommended credit
Good (670+)
Network
Visa
Apply on Synchrony site4.6/10Our rating · review ›

Rates, fees, and full terms are set by Synchrony and can change. See current rates & fees on the issuer’s site, and always confirm the latest terms before applying.

Before you apply: credit card application and welcome-bonus rules →
Offer last verified July 24, 2026. How we verify.

Is this card right for you?

✓ Best for

people who spend heavily on dining, groceries, and gas.

⚠ Think twice if

your spending is spread evenly, where a flat-rate card would likely earn you more.

Earning rates

4% back in Verizon Dollars on groceries, gas, EV charging, and dining
4% back on Verizon purchases, with Verizon bill payments earning 1%
1% back on everything else, with no caps
Rewards apply to your Verizon bill, devices and accessories, or as a card statement credit

Best ways to earn & redeem

Put your dining, groceries, and gas spending on this card to earn at its highest rates, and let a different card handle the categories it does not bonus. Its dining rate is among the stronger ones you will find in that category.

When you cash in, take the rewards as cash back or a statement credit, worth a flat 1 cent each. We value every point at a flat 1 cent, so treat any transfer upside as a bonus rather than the baseline — see what your points are really worth.

Features & benefits

No annual fee

Alternatives to the Verizon Visa® Card

Pairs well with

The Verizon Visa® Card earns the most in its bonus categories, so pair it with a no-fee flat-rate card to cover everything it only earns a base rate on.

How does it rank for your spending?

Every card is ranked by what it actually returns on the way you spend. Run your numbers and see where the Verizon Visa® Card lands.

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