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Truist Enjoy Beyond Visa® Credit Card
Truist

Truist Enjoy Beyond Visa® Credit Card

A $95-a-year travel rewards card from Truist.

Cash back only
Annual fee
$95/yr
Welcome bonus
30,000 points
Min spend
$1,500 in 90 days
Recommended credit
Good to Excellent (700+)
Network
Visa
Apply on Truist site6.2/10Our rating · review ›

Rates, fees, and full terms are set by Truist and can change. See current rates & fees on the issuer’s site, and always confirm the latest terms before applying.

Before you apply: credit card application and welcome-bonus rules →
Offer last verified July 24, 2026. How we verify.

Is this card right for you?

✓ Best for

people who spend heavily on travel and dining and want travel rewards they can grow.

⚠ Think twice if

you will not use enough of its perks and credits to cover the $95 annual fee.

Earning rates

3x points on airfare, hotels, and car rentals
2x points on dining
1x point on everything else

Best ways to earn & redeem

Put your travel and dining spending on this card to earn at its highest rates, and let a different card handle the categories it does not bonus.

When you cash in, take the rewards as cash back or a statement credit, worth a flat 1 cent each. We value every point at a flat 1 cent, so treat any transfer upside as a bonus rather than the baseline — see what your points are really worth.

Features & benefits

30,000-point welcome bonus after $1,500 in 90 days
Up to $100 annual travel-experience credit and a Global Entry or TSA PreCheck credit

Pairs well with

The Truist Enjoy Beyond Visa® Credit Card earns the most in its bonus categories, so pair it with a no-fee flat-rate card to cover everything it only earns a base rate on.

How does it rank for your spending?

Every card is ranked by what it actually returns on the way you spend. Run your numbers and see where the Truist Enjoy Beyond Visa® Credit Card lands.

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