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TD Double Up Credit Card
TD Bank

TD Double Up Credit Card

A no-annual-fee cash back card from TD Bank.

Cash back only
Annual fee
No annual fee
Welcome bonus
$200 cash back
Min spend
$1,500 in 90 days
Recommended credit
Good (670+)
Network
Visa
Apply on TD Bank site7.2/10Our rating · review ›

Rates, fees, and full terms are set by TD Bank and can change. See current rates & fees on the issuer’s site, and always confirm the latest terms before applying.

Before you apply: credit card application and welcome-bonus rules →
Offer last verified July 13, 2026. How we verify.

Is this card right for you?

✓ Best for

people who want a simple, flat rate on every purchase with nothing to track.

⚠ Think twice if

you would rather chase elevated bonus categories than earn one flat rate.

Earning rates

Unlimited 2% cash back on all purchases
0% intro APR on balance transfers for 15 billing cycles and purchases for 12
Rewards redeem into an eligible TD Bank deposit account

Best ways to earn & redeem

Use it as a flat-rate everyday card, since it earns the same on every purchase, and pair it with bonus-category cards for groceries, dining, and travel.

When you cash in, take the rewards as cash back or a statement credit, worth a flat 1 cent each. We value every point at a flat 1 cent, so treat any transfer upside as a bonus rather than the baseline — see what your points are really worth.

Features & benefits

No rotating categories and no caps
No annual fee

Alternatives to the TD Double Up Credit Card

Pairs well with

The TD Double Up Credit Card earns a flat rate on everything, so pair it with a category card or two to earn more where you spend the most.

How does it rank for your spending?

Every card is ranked by what it actually returns on the way you spend. Run your numbers and see where the TD Double Up Credit Card lands.

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