Home / Browse Cards / TD Cash Credit Card
TD Cash Credit Card
TD Bank

TD Cash Credit Card

A no-annual-fee cash back card from TD Bank.

Cash back only
Annual fee
No annual fee
Welcome bonus
$200 cash bonus
Min spend
$1,000 in 90 days
Recommended credit
Good (670+)
Network
Visa
Apply on TD Bank site7.2/10Our rating · review ›

Rates, fees, and full terms are set by TD Bank and can change. See current rates & fees on the issuer’s site, and always confirm the latest terms before applying.

Before you apply: credit card application and welcome-bonus rules →
Offer last verified July 13, 2026. How we verify.

Is this card right for you?

✓ Best for

people who spend heavily on dining and groceries.

⚠ Think twice if

your spending is spread evenly, where a flat-rate card would likely earn you more.

Earning rates

3% cash back on one category you choose each quarter
2% cash back on a second category you choose
1% cash back on all other purchases
0% intro APR on balance transfers for 15 billing cycles

Best ways to earn & redeem

Put your dining and groceries spending on this card to earn at its highest rates, and let a different card handle the categories it does not bonus.

When you cash in, take the rewards as cash back or a statement credit, worth a flat 1 cent each. We value every point at a flat 1 cent, so treat any transfer upside as a bonus rather than the baseline — see what your points are really worth.

Features & benefits

Choose from dining, entertainment, gas, groceries, and travel
No annual fee

Alternatives to the TD Cash Credit Card

Pairs well with

The TD Cash Credit Card earns the most in its bonus categories, so pair it with a no-fee flat-rate card to cover everything it only earns a base rate on.

How does it rank for your spending?

Every card is ranked by what it actually returns on the way you spend. Run your numbers and see where the TD Cash Credit Card lands.

Calculate My Card
Back to all cards