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TAP Miles&Go American Express® Credit Card
Cardless

TAP Miles&Go American Express® Credit Card

A $79-a-year airline card from Cardless.

Locked to TAP Miles&Go
Annual fee
$79/yr
Welcome bonus
40,000 miles
Min spend
$2,500 in 90 days
Recommended credit
Good to Excellent (670+)
Network
American Express
Foreign transaction fee
None
Apply on Cardless site5.3/10Our rating · review ›

Rates, fees, and full terms are set by Cardless and can change. See current rates & fees on the issuer’s site, and always confirm the latest terms before applying.

Before you apply: credit card application and welcome-bonus rules →
Offer last verified July 6, 2026. How we verify.

Is this card right for you?

✓ Best for

people who spend heavily on hotels and transit and rideshare and want travel rewards they can grow.

⚠ Think twice if

you will not use enough of its perks and credits to cover the $79 annual fee.

Earning rates

3x miles on TAP Air Portugal purchases
2x miles on hotels, car rentals, and rideshare
1x mile on all other purchases

Best ways to earn & redeem

Put your hotels and transit and rideshare spending on this card to earn at its highest rates, and let a different card handle the categories it does not bonus.

When you cash in, redeem the miles or points inside the single loyalty program this card is tied to. We value every point at a flat 1 cent, so treat any transfer upside as a bonus rather than the baseline — see what your points are really worth.

Features & benefits

Preferred boarding and an extra checked bag twice a year
No foreign transaction fees

Lounge access

2 visits per year to the TAP Premium Lounge at Lisbon Airport (LIS)

Pairs well with

The TAP Miles&Go American Express® Credit Card earns the most in its bonus categories, so pair it with a no-fee flat-rate card to cover everything it only earns a base rate on.

How does it rank for your spending?

Every card is ranked by what it actually returns on the way you spend. Run your numbers and see where the TAP Miles&Go American Express® Credit Card lands.

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