Sam's Club® Mastercard®
A no-annual-fee cash back card from Synchrony.
Rates, fees, and full terms are set by Synchrony and can change; check Synchrony’s official terms for current rates and fees before applying.
Is this card right for you?
people who spend heavily on gas, dining, and wholesale clubs.
your spending is spread evenly, where a flat-rate card would likely earn you more.
Earning rates
Best ways to earn & redeem
Put your gas, dining, and wholesale clubs spending on this card to earn at its highest rates, and let a different card handle the categories it does not bonus. Its gas rate is among the stronger ones you will find in that category.
When you cash in, take the rewards as cash back or a statement credit, worth a flat 1 cent each. We value every point at a flat 1 cent, so treat any transfer upside as a bonus rather than the baseline — see what your points are really worth.
Features & benefits
Alternatives to the Sam's Club® Mastercard®
Pairs well with
The Sam's Club® Mastercard® earns the most in its bonus categories, so pair it with a no-fee flat-rate card to cover everything it only earns a base rate on.
Learn more
How does it rank for your spending?
Every card is ranked by what it actually returns on the way you spend. Run your numbers and see where the Sam's Club® Mastercard® lands.
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