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Regions Prestige Visa® Signature® Credit Card
Regions

Regions Prestige Visa® Signature® Credit Card

A no-annual-fee cash back card from Regions.

Cash back only
Annual fee
No annual fee
Welcome bonus
$200 cash back
Min spend
$1,000 in the first 90 days
Recommended credit
Good (670+)
Network
Visa
Apply on Regions site7.6/10Our rating · review ›

Rates, fees, and full terms are set by Regions and can change. See current rates & fees on the issuer’s site, and always confirm the latest terms before applying.

Before you apply: credit card application and welcome-bonus rules →
Offer last verified July 24, 2026. How we verify.

Is this card right for you?

✓ Best for

people who spend heavily on dining, groceries, and gas.

⚠ Think twice if

your spending is spread evenly, where a flat-rate card would likely earn you more.

Earning rates

3% back on dining and entertainment
2% back on gas and groceries
1% back on everything else
Rewards Multiplier adds up to 1% more based on your Regions deposit balances

Best ways to earn & redeem

Put your dining, groceries, and gas spending on this card to earn at its highest rates, and let a different card handle the categories it does not bonus.

When you cash in, take the rewards as cash back or a statement credit, worth a flat 1 cent each. We value every point at a flat 1 cent, so treat any transfer upside as a bonus rather than the baseline — see what your points are really worth.

Features & benefits

No annual fee

Alternatives to the Regions Prestige Visa® Signature® Credit Card

Pairs well with

The Regions Prestige Visa® Signature® Credit Card earns the most in its bonus categories, so pair it with a no-fee flat-rate card to cover everything it only earns a base rate on.

How does it rank for your spending?

Every card is ranked by what it actually returns on the way you spend. Run your numbers and see where the Regions Prestige Visa® Signature® Credit Card lands.

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