How to Stay in the Maldives on Points

The short answer: The Maldives is one of the best luxury points values on earth: overwater resorts that cost $1,000 or more a night in cash can be booked for points. Hilton, Marriott, and Hyatt all run resorts there, reached with Amex, Chase, or Bilt.

Bucket-list value

Maldives resorts sit among the most expensive in the world, with overwater villas often running well over $1,000 a night, yet several major chains operate there and book on points. That combination, a sky-high cash rate against a redeemable award, makes a Maldives award night one of the single highest-value uses of hotel points anywhere, easily offsetting thousands of dollars across a stay.

The cards and transfer partners to use

Hilton runs the Conrad and Waldorf Astoria Maldives, Marriott the St Regis, W, and Ritz-Carlton, and Hyatt the Park Hyatt and Andaz, so all three currencies pay off. Hilton is reached via Amex or Bilt, Marriott via Amex, Chase, and Bilt, and Hyatt via Chase or Bilt. A single large welcome bonus can fund a multi-night Maldives stay. See which cards transfer to hotels.

Stack a co-brand free night

Because every Maldives night is so costly, a premium co-brand certificate is gold here. A Hilton Honors Aspire or Marriott Bonvoy Brilliant free night can knock out a $1,000-plus villa night on its own. Confirm resort award space well ahead on rooms.aero, since the best villas book early. See best cities for hotel points.

See exactly what an award costs

Stop guessing at point values. Look up the real award price and live availability for a specific trip before you transfer.

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Frequently asked questions

Can you book Maldives resorts with points?
Yes, and it is one of the best points values anywhere. Hilton (Conrad, Waldorf Astoria), Marriott (St Regis, W, Ritz-Carlton), and Hyatt (Park Hyatt, Andaz) all run Maldives resorts that book on points, offsetting cash rates that often exceed $1,000 a night.
Which points are best for the Maldives?
Hilton, Marriott, and Hyatt all operate Maldives resorts. Reach Hilton with Amex or Bilt, Marriott with Amex, Chase, or Bilt, and Hyatt with Chase or Bilt. A single welcome bonus can cover multiple nights given how high the cash rates run.

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Bryce Casson

Written by Bryce Casson, Founder of Cardocrat. About the author and how we rank cards.