American Express
American Express® Platinum
Limited-Time Offer
Transfers to airlines & hotels
Annual fee
$895/yr
Welcome bonus
Min spend
$12,000 in 6 months
Recommended credit
Excellent (720+)
Rates and offer last verified June 23, 2026.
Earning rates
5x points on flights booked direct or via Amex Travel (up to $500k/yr)
5x on prepaid hotels via Amex Travel
Features & benefits
$200 Uber Cash annually ($15/month + $20 in December)
$200 airline fee credit annually
$200 Fine Hotels + Resorts hotel credit
$240 digital entertainment credit ($20/month, Disney+, Hulu, ESPN+, Peacock & more)
$189 CLEAR Plus credit annually
$100 Saks Fifth Avenue credit ($50 semi-annually)
Global Entry or TSA PreCheck application fee credit
Automatic Marriott Bonvoy Gold and Hilton Honors Gold status
No foreign transaction fees
Trip cancellation/interruption insurance and trip delay reimbursement
Baggage insurance, purchase protection, extended warranty
Cell phone protection
Lounge access
The Centurion Lounge and Sidecar by The Centurion Lounge
Priority Pass Select membership, airport lounges only (U.S. Amex cards no longer include Priority Pass restaurants)
Delta Sky Club when flying Delta same-day: 10 visits per year, unlimited after $75,000 in annual spend; no free guests ($50 per guest)
Escape, Plaza Premium, Airspace and other Global Lounge Collection lounges, plus Lufthansa lounges through Sept 30, 2026 (1,550+ lounges across 500+ airports)
Statement credits
$200 Uber Cash annually
$200 airline fee credit annually
$200 Fine Hotels + Resorts credit
$240 digital entertainment credit ($20/month)
$189 CLEAR Plus credit
$100 Saks Fifth Avenue credit ($50 semi-annually)
Global Entry or TSA PreCheck fee credit (~$100)
How does it rank for your spending?
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