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Key2More Rewards Credit Card
KeyBank

Key2More Rewards Credit Card

A no-annual-fee cash back card from KeyBank.

Cash back only
Annual fee
No annual fee
Welcome bonus
Up to 100,000 bonus points
Min spend
$500 in the first 60 days
Recommended credit
Good (670+)
Network
Mastercard
Apply on KeyBank site6.4/10Our rating · review ›

Rates, fees, and full terms are set by KeyBank and can change. See current rates & fees on the issuer’s site, and always confirm the latest terms before applying.

Before you apply: credit card application and welcome-bonus rules →
Offer last verified July 17, 2026. How we verify.

Is this card right for you?

✓ Best for

people who want a simple, flat rate on every purchase with nothing to track.

⚠ Think twice if

you would rather chase elevated bonus categories than earn one flat rate.

Earning rates

5 points per dollar on every purchase, worth about 1% back
25% more points in months you spend at least $1,000
50% more points in months you spend at least $2,000

Best ways to earn & redeem

Use it as a flat-rate everyday card, since it earns the same on every purchase, and pair it with bonus-category cards for groceries, dining, and travel.

When you cash in, take the rewards as cash back or a statement credit, worth a flat 1 cent each. We value every point at a flat 1 cent, so treat any transfer upside as a bonus rather than the baseline — see what your points are really worth.

Features & benefits

No annual fee

Alternatives to the Key2More Rewards Credit Card

Pairs well with

The Key2More Rewards Credit Card earns a flat rate on everything, so pair it with a category card or two to earn more where you spend the most.

How does it rank for your spending?

Every card is ranked by what it actually returns on the way you spend. Run your numbers and see where the Key2More Rewards Credit Card lands.

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