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Hilton Honors American Express Business Card
American Express

Hilton Honors American Express Business Card

A $195-a-year hotel card from American Express.

Locked to Hilton Honors
Annual fee
$195/yr
Welcome bonus
130,000 points
Min spend
$8,000 in 6 months
Recommended credit
Good to Excellent (670+)
Network
Amex
Foreign transaction fee
None
Apply on American Express site7.6/10Our rating · review ›

Rates, fees, and full terms are set by American Express and can change. See current rates & fees on the issuer’s site, and always confirm the latest terms before applying.

Before you apply: American Express application and welcome-bonus rules →
Offer last verified June 22, 2026. How we verify.

Is this card right for you?

✓ Best for

people who spend heavily on dining, gas, and travel and want travel rewards they can grow.

⚠ Think twice if

you will not use enough of its perks and credits to cover the $195 annual fee.

Earning rates

12x points on Hilton purchases
5x points on flights booked direct, car rentals, U.S. restaurants, U.S. gas, wireless, and shipping (first $100,000/yr, then 3x)
3x points on all other purchases

Best ways to earn & redeem

Put your dining, gas, and travel spending on this card to earn at its highest rates, and let a different card handle the categories it does not bonus. Its dining rate is among the stronger ones you will find in that category.

When you cash in, redeem the miles or points inside the single loyalty program this card is tied to. We value every point at a flat 1 cent, so treat any transfer upside as a bonus rather than the baseline — see what your points are really worth.

Features & benefits

Complimentary Hilton Honors Gold status
Free Night Reward after $15,000 in annual spend
No foreign transaction fees

Pairs well with

The Hilton Honors American Express Business Card earns the most in its bonus categories, so pair it with a no-fee flat-rate card to cover everything it only earns a base rate on.

How does it rank for your spending?

Every card is ranked by what it actually returns on the way you spend. Run your numbers and see where the Hilton Honors American Express Business Card lands.

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