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Marriott Bonvoy Business® American Express® Card
American Express

Marriott Bonvoy Business® American Express® Card

A $125-a-year hotel card from American Express.

Limited-Time Offer
Locked to Marriott Bonvoy
Annual fee
$125/yr
Welcome bonus
125,000 150,000 points + $125 statement credit
Min spend
$8,000 in 6 months
Recommended credit
Good to Excellent (670+)
Network
Amex
Foreign transaction fee
None
Apply on American Express site7.4/10Our rating · review ›

Rates, fees, and full terms are set by American Express and can change. See current rates & fees on the issuer’s site, and always confirm the latest terms before applying.

Before you apply: American Express application and welcome-bonus rules →
Offer last verified June 23, 2026. How we verify.

Is this card right for you?

✓ Best for

people who spend heavily on dining, gas, and phone and internet bills and want travel rewards they can grow.

⚠ Think twice if

you will not use enough of its perks and credits to cover the $125 annual fee.

Earning rates

6x points at participating Marriott Bonvoy hotels
4x points at restaurants, U.S. gas stations, on wireless service, and on U.S. shipping
2x points on all other purchases
Annual Free Night Award (up to 35,000 points), plus a second after $60,000 in annual spend

Best ways to earn & redeem

Put your dining, gas, and phone and internet bills spending on this card to earn at its highest rates, and let a different card handle the categories it does not bonus. Its dining rate is among the stronger ones you will find in that category.

When you cash in, redeem the miles or points inside the single loyalty program this card is tied to. We value every point at a flat 1 cent, so treat any transfer upside as a bonus rather than the baseline — see what your points are really worth.

Features & benefits

Complimentary Marriott Bonvoy Gold Elite status and 15 Elite Night Credits each year
No foreign transaction fees

Alternatives to the Marriott Bonvoy Business® American Express® Card

Pairs well with

The Marriott Bonvoy Business® American Express® Card earns the most in its bonus categories, so pair it with a no-fee flat-rate card to cover everything it only earns a base rate on.

How does it rank for your spending?

Every card is ranked by what it actually returns on the way you spend. Run your numbers and see where the Marriott Bonvoy Business® American Express® Card lands.

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