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Fifth Third Preferred Cash/Back Card
Fifth Third

Fifth Third Preferred Cash/Back Card

A no-annual-fee cash back card from Fifth Third.

Cash back only
Annual fee
No annual fee
Welcome bonus
None
Min spend
None
Recommended credit
Excellent (720+)
Network
Mastercard
Foreign transaction fee
None
Apply on Fifth Third site7.4/10Our rating · review ›

Rates, fees, and full terms are set by Fifth Third and can change. See current rates & fees on the issuer’s site, and always confirm the latest terms before applying.

Before you apply: credit card application and welcome-bonus rules →
Offer last verified July 24, 2026. How we verify.

Is this card right for you?

✓ Best for

people who want a simple, flat rate on every purchase with nothing to track.

⚠ Think twice if

you would rather chase elevated bonus categories than earn one flat rate.

Earning rates

Unlimited 2% cash back on every purchase

Best ways to earn & redeem

Use it as a flat-rate everyday card, since it earns the same on every purchase, and pair it with bonus-category cards for groceries, dining, and travel.

When you cash in, take the rewards as cash back or a statement credit, worth a flat 1 cent each. We value every point at a flat 1 cent, so treat any transfer upside as a bonus rather than the baseline — see what your points are really worth.

Features & benefits

No categories to track and no caps
No annual fee and no foreign transaction fees

Alternatives to the Fifth Third Preferred Cash/Back Card

Pairs well with

The Fifth Third Preferred Cash/Back Card earns a flat rate on everything, so pair it with a category card or two to earn more where you spend the most.

How does it rank for your spending?

Every card is ranked by what it actually returns on the way you spend. Run your numbers and see where the Fifth Third Preferred Cash/Back Card lands.

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